Abu Dhabi National Takaful Co PSC (ADX:TKFL) Pretax Margin %: 19.65% (As of Dec. 2025) — 34% Below Median


ADX:TKFL Abu Dhabi National Takaful Co PSC ADX:TKFL
72 GF Score
Price د.إ4.95
GF Value د.إ8.26
Valuation Significantly Undervalued
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What is Abu Dhabi National Takaful Co PSC Pretax Margin %?

Abu Dhabi National Takaful Co PSC ADX:TKFL +2.27% 72 Pretax Margin % is 19.65% as of Dec. 2025, which is 34% below its 10-year median of 29.67. GuruFocus rates ADX:TKFL with a GF Score™ of 72/100 and a GF Value™ of د.إ8.26 (Significantly Undervalued). Among 503 Insurance companies, Abu Dhabi National Takaful Co PSC ranks better than 73.96% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Abu Dhabi National Takaful Co PSC's Pre-Tax Income for the six months ended in Dec. 2025 was د.إ145.2 Mil. Abu Dhabi National Takaful Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ739.0 Mil. Therefore, Abu Dhabi National Takaful Co PSC's pretax margin for the quarter that ended in Dec. 2025 was 19.65%.

The historical rank and industry rank for Abu Dhabi National Takaful Co PSC's Pretax Margin % or its related term are showing as below:

ADX:TKFL' s Pretax Margin % Range Over the Past 10 Years
Min: 15.63   Med: 29.67   Max: 44.9
Current: 19.65


ADX:TKFL's Pretax Margin % is ranked better than
73.96% of 503 companies
in the Insurance industry
Industry Median: 11.9 vs ADX:TKFL: 19.65

Abu Dhabi National Takaful Co PSC  (ADX:TKFL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Abu Dhabi National Takaful Co PSC Pretax Margin % Related Terms


Abu Dhabi National Takaful Co PSC Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Takaful Co PSC's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Takaful Co PSC Pretax Margin % Chart

Abu Dhabi National Takaful Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.90 22.42 20.19 15.63 19.65

Abu Dhabi National Takaful Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.90 22.42 20.19 15.63 19.65

ADX:TKFL vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Takaful Co PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Takaful Co PSC Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Takaful Co PSC's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Takaful Co PSC's Pretax Margin % falls into.


ADX:TKFL
72GF Score
Abu Dhabi National Takaful Co PSC ADX:TKFL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi National Takaful Co PSC Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Abu Dhabi National Takaful Co PSC's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=145.205/738.974
=19.65 %

Abu Dhabi National Takaful Co PSC's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=145.205/738.974
=19.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 19.65% mean?
Abu Dhabi National Takaful Co PSC (ADX:TKFL) has a Pretax Margin % of 19.65% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. This is 34% below median its historical median of 29.67. Over the past decade, Abu Dhabi National Takaful Co PSC's Pretax Margin % has ranged from 15.63 to 44.90. According to the industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #131 out of 503 companies in the Insurance industry, placing it in the top 26%.
Is Abu Dhabi National Takaful Co PSC's Pretax Margin % too high?
Abu Dhabi National Takaful Co PSC's current Pretax Margin % of 19.65% is 34% below median its 10-year median of 29.67. Over the past 10 years, this metric has ranged from a low of 15.63 to a high of 44.90. The Insurance industry median Pretax Margin % is 11.90. Abu Dhabi National Takaful Co PSC's value of 19.65% is 65.1% above this industry median. Based on the distribution chart, Abu Dhabi National Takaful Co PSC ranks #131 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Takaful Co PSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Takaful Co PSC's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Takaful Co PSC ranks #131 out of 503 companies for Pretax Margin %. This puts Abu Dhabi National Takaful Co PSC in the upper half of its industry. The industry median Pretax Margin % is 11.90. Abu Dhabi National Takaful Co PSC's value of 19.65% is 65.1% above this benchmark. Historically, Abu Dhabi National Takaful Co PSC's own Pretax Margin % has ranged from 15.63 to 44.90 over the past decade. While the company's 10-year median is 29.67 vs. the industry median of 11.90, Abu Dhabi National Takaful Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.90, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Takaful Co PSC's current Pretax Margin % of 19.65% is 65.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi National Takaful Co PSC and its competitors. For the Insurance industry, the median Pretax Margin % is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Takaful Co PSC's current Pretax Margin % is 19.65%, which is 34% below median its own 10-year median of 29.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Takaful Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC (ADX:TKFL) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ8.26, compared to a current price of د.إ4.95 — trading 40.1% below its estimated fair value. The current Pretax Margin % is 19.65%, which is 34% below median its 10-year median of 29.67 and 65.1% above the Insurance industry median of 11.90. Abu Dhabi National Takaful Co PSC's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Abu Dhabi National Takaful Co PSC (ADX:TKFL), the current Pretax Margin % is 19.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Takaful Co PSC (ADX:TKFL) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Takaful Co PSC stock appears to be undervalued. The current stock price of د.إ4.95 is trading 40.1% below its estimated GF Value™ of د.إ8.26. GuruFocus considers Abu Dhabi National Takaful Co PSC to be Significantly Undervalued.

Key valuation signals for ADX:TKFL:

  • Pretax Margin %: 19.65% (34% below median its 10-year median of 29.67)
  • GF Value™: د.إ8.26 vs. price of د.إ4.95 (40.1% below fair value)
  • GF Score™: 72/100
  • Industry Position: 65.1% above the Insurance median (#131 of 503)

No single metric tells the full story. See the ADX:TKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Takaful Co PSC Business Description

Address Landmark Tower, 11th Floor, Corniche, Abu Dhabi, ARE
Abu Dhabi National Takaful Co PSC is engaged in providing Takaful insurance solutions for the regional market. The company is licensed by the Ministry of Economy & Commerce as the first Takaful operator in the emirates of Abu Dhabi and is among the Islamic insurance companies operating in the United Arab Emirates. The company's core business activities and investments are conducted in accordance with the Islamic Sharia. The company has different types of products and services, which have been developed under the guidance of the Fatwa & Sharia Supervisory Board to meet the varying needs of clients in the field of Islamic finance.
72GF Score

Get the complete analysis for ADX:TKFL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ4.95
Price
د.إ8.26
GF Value