Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Federal Agricultural MortgageAGM -0.35%64 EV-to-FCF is 164.05 as of Jul. 19, 2026, which is 172% above its 10-year median of 60.37. GuruFocus rates AGM with a GF Score™ of 64/100 and a GF Value™ of $243.40 (Fairly Valued). The stock has 6 warning signs investors should review. Among 263 Credit Services companies, Federal Agricultural Mortgage ranks worse than 89.35% on this metric.
The historical rank and industry rank for Federal Agricultural Mortgage's EV-to-FCF or its related term are showing as below:
AGM'
s EV-to-FCF Range Over the Past 10 Years
Min: -1072.4 Med: 60.37 Max: 428.21
Current: 164.05
During the past 13 years, the highest EV-to-FCF of Federal Agricultural Mortgage was 428.21. The lowest was -1072.40. And the median was 60.37.
AGM's EV-to-FCF is ranked worse than 89.35% of 263
companies
in the Credit Services industry
Industry Median: 13.68
vs AGM: 164.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Federal Agricultural Mortgage (NYSE:AGM) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Federal Agricultural Mortgage's PE Ratio (TTM) for today is calculated as:
Federal Agricultural Mortgage's share price for today is $205.50.
Federal Agricultural Mortgage's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.380.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Federal Agricultural Mortgage EV-to-FCF Related Terms
Federal Agricultural Mortgage EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Federal Agricultural Mortgage's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Agricultural Mortgage EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Federal Agricultural Mortgage's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Federal Agricultural Mortgage's EV-to-FCF falls into.
Federal Agricultural Mortgage's current Enterprise Value is $36,408.8 Mil.
Federal Agricultural Mortgage's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $221.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage (AGM) has a EV-to-FCF of 164.05 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Federal Agricultural Mortgage and its competitors. This is 172% above median its historical median of 60.37. According to the industry distribution chart, Federal Agricultural Mortgage ranks #235 out of 263 companies in the Credit Services industry, placing it in the top 89.4%.
Is Federal Agricultural Mortgage's EV-to-FCF too high?
Federal Agricultural Mortgage's current EV-to-FCF of 164.05 is 172% above median its 10-year median of 60.37. The Credit Services industry median EV-to-FCF is 13.68. Federal Agricultural Mortgage's value of 164.05 is 1099.2% above this industry median. Based on the distribution chart, Federal Agricultural Mortgage ranks #235 out of 263 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Federal Agricultural Mortgage has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Federal Agricultural Mortgage's EV-to-FCF compare to EZPW and ECPG?
According to the Credit Services industry distribution chart, Federal Agricultural Mortgage ranks #235 out of 263 companies for EV-to-FCF. This places Federal Agricultural Mortgage in the lower half of its industry. The industry median EV-to-FCF is 13.68. Federal Agricultural Mortgage's value of 164.05 is 1099.2% above this benchmark. While the company's 10-year median is 60.37 vs. the industry median of 13.68, Federal Agricultural Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.68, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Agricultural Mortgage's current EV-to-FCF of 164.05 is 1099.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Federal Agricultural Mortgage and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Agricultural Mortgage's current EV-to-FCF is 164.05, which is 172% above median its own 10-year median of 60.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Agricultural Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Agricultural Mortgage (AGM) is currently considered Fairly Valued. The stock's GF Value™ is $243.40, compared to a current price of $205.50 — trading 15.6% below its estimated fair value. The current EV-to-FCF is 164.05, which is 172% above median its 10-year median of 60.37 and 1099.2% above the Credit Services industry median of 13.68. Federal Agricultural Mortgage's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Federal Agricultural Mortgage (AGM), the current EV-to-FCF is 164.05 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Agricultural Mortgage (AGM) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Agricultural Mortgage stock appears to be undervalued.
The current stock price of $205.50 is trading 15.6% below its estimated GF Value™ of $243.40.
GuruFocus considers Federal Agricultural Mortgage to be Fairly Valued.
Key valuation signals for AGM:
EV-to-FCF: 164.05 (172% above median its 10-year median of 60.37)
GF Value™: $243.40 vs. price of $205.50 (15.6% below fair value)
Industry Position: 1099.2% above the Credit Services median (#235 of 263)
No single metric tells the full story. See the AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Agricultural Mortgage Business Description
Federal Agricultural Mortgage Corp provides agricultural real estate and rural housing mortgage loans in the secondary market in the U.S. Its operations consist of seven reportable segments: Farm & Ranch, which generates maximum revenue, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company purchases eligible mortgage loans secured by first liens on agricultural real estate and rural housing under the Farm & Ranch line of business. Its subsidiary purchases portions of certain agricultural, rural development, business and industry, and community facilities loans guaranteed by the USDA. Geographically, the company's operations are spread across different regions in the United States.
64GF Score
Get the complete analysis for AGM
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AGM has been successfully added to your 
