AGO (Assured Guaranty) EV-to-FCF: 14.46 (As of Aug. 21, 2026)

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AGO Assured Guaranty Ltd AGO
76 GF Score
Price $74.28
GF Value $89.35
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Assured Guaranty EV-to-FCF?

Assured Guaranty AGO -1.26% 76 EV-to-FCF is 14.46 as of Aug. 21, 2026. GuruFocus rates AGO with a GF Score™ of 76/100 and a GF Value™ of $89.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 389 Insurance companies, Assured Guaranty ranks worse than 68.38% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Assured Guaranty's Enterprise Value is $4,685.8 Mil. Assured Guaranty's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $324.0 Mil. Therefore, Assured Guaranty's EV-to-FCF for today is 14.46.

The historical rank and industry rank for Assured Guaranty's EV-to-FCF or its related term are showing as below:

AGO' s EV-to-FCF Range Over the Past 10 Years
Min: -51.28   Med: -1.87   Max: 688.73
Current: 14.46

During the past 13 years, the highest EV-to-FCF of Assured Guaranty was 688.73. The lowest was -51.28. And the median was -1.87.

AGO's EV-to-FCF is ranked worse than
68.38% of 389 companies
in the Insurance industry
Industry Median: 9.22 vs AGO: 14.46

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-21), Assured Guaranty's stock price is $74.28. Assured Guaranty's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $7.500. Therefore, Assured Guaranty's PE Ratio (TTM) for today is 9.90.


Assured Guaranty  (NYSE:AGO) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Assured Guaranty's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=74.28/7.500
=9.90

Assured Guaranty's share price for today is $74.28.
Assured Guaranty's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.500.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Assured Guaranty EV-to-FCF Related Terms


Assured Guaranty EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Assured Guaranty's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assured Guaranty EV-to-FCF Chart

Assured Guaranty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.66 -2.21 12.70 131.53 21.25

Assured Guaranty Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.94 20.97 21.25 13.95 15.28

AGO vs NMIH, RDN, RYAN: EV-to-FCF Comparison

For the Insurance - Specialty subindustry, Assured Guaranty's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Assured Guaranty EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Assured Guaranty's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Assured Guaranty's EV-to-FCF falls into.


AGO
76GF Score
Assured Guaranty Ltd AGO
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Assured Guaranty EV-to-FCF Calculation

Assured Guaranty's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4685.779/324
=14.46

Assured Guaranty's current Enterprise Value is $4,685.8 Mil.
Assured Guaranty's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $324.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 14.46 mean?
Assured Guaranty (AGO) has a EV-to-FCF of 14.46 as of Aug. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Assured Guaranty and its competitors. According to the industry distribution chart, Assured Guaranty ranks #266 out of 389 companies in the Insurance industry, placing it in the top 68.4%.
Is Assured Guaranty's EV-to-FCF too high?
Assured Guaranty's current EV-to-FCF is 14.46. The Insurance industry median EV-to-FCF is 9.22. Assured Guaranty's value of 14.46 is 56.8% above this industry median. Based on the distribution chart, Assured Guaranty ranks #266 out of 389 companies in the Insurance industry, which is below the industry midpoint. Overall, Assured Guaranty has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's EV-to-FCF compare to NMIH and RDN?
According to the Insurance industry distribution chart, Assured Guaranty ranks #266 out of 389 companies for EV-to-FCF. This places Assured Guaranty in the lower half of its industry. The industry median EV-to-FCF is 9.22. Assured Guaranty's value of 14.46 is 56.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.22, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assured Guaranty's current EV-to-FCF of 14.46 is 56.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Assured Guaranty and its competitors. For the Insurance industry, the median EV-to-FCF is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assured Guaranty's current EV-to-FCF is 14.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $89.35, compared to a current price of $74.28 — trading 16.9% below its estimated fair value. The current EV-to-FCF is 14.46 and 56.8% above the Insurance industry median of 9.22. Assured Guaranty's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Assured Guaranty (AGO), the current EV-to-FCF is 14.46 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assured Guaranty (AGO) Overvalued in 2026?

Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued. The current stock price of $74.28 is trading 16.9% below its estimated GF Value™ of $89.35. GuruFocus considers Assured Guaranty to be Modestly Undervalued.

Key valuation signals for AGO:

  • EV-to-FCF: 14.46
  • GF Value™: $89.35 vs. price of $74.28 (16.9% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 56.8% above the Insurance median (#266 of 389)

No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assured Guaranty Business Description

Other Exchanges DHU:Germany
Address 30 Woodbourne Avenue, Hamilton, BMU, HM 08
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
76GF Score

Get the complete analysis for AGO

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.28
Price
$89.35
GF Value