Raiz Invest (ASX:RZI) EV-to-FCF: 23.88 (As of Jul. 02, 2026)


ASX:RZI Raiz Invest Ltd ASX:RZI
49 GF Score
Price A$0.54
GF Value A$0.64
Valuation Modestly Undervalued
View Full Analysis

What is Raiz Invest EV-to-FCF?

Raiz Invest ASX:RZI -1.83% 49 EV-to-FCF is 23.88 as of Jul. 02, 2026. GuruFocus rates ASX:RZI with a GF Score™ of 49/100 and a GF Value™ of A$0.64 (Modestly Undervalued). Among 1,590 Software companies, Raiz Invest ranks worse than 69.87% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Raiz Invest's Enterprise Value is A$43.64 Mil. Raiz Invest's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.83 Mil. Therefore, Raiz Invest's EV-to-FCF for today is 23.88.

The historical rank and industry rank for Raiz Invest's EV-to-FCF or its related term are showing as below:

ASX:RZI' s EV-to-FCF Range Over the Past 10 Years
Min: -212.66   Med: -6.51   Max: 194.17
Current: 24.45

During the past 9 years, the highest EV-to-FCF of Raiz Invest was 194.17. The lowest was -212.66. And the median was -6.51.

ASX:RZI's EV-to-FCF is ranked worse than
69.87% of 1590 companies
in the Software industry
Industry Median: 14.255 vs ASX:RZI: 24.45

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Raiz Invest's stock price is A$0.535. Raiz Invest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.042. Therefore, Raiz Invest's PE Ratio (TTM) for today is 12.74.


Raiz Invest  (ASX:RZI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Raiz Invest's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.535/0.042
=12.74

Raiz Invest's share price for today is A$0.535.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Raiz Invest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.042.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Raiz Invest EV-to-FCF Related Terms


Raiz Invest EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Raiz Invest's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest EV-to-FCF Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only -41.07 -7.67 -2.84 73.31 -137.20

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 73.31 0.00 -137.20 0.00

ASX:RZI vs MSFT, ORCL, PLTR: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Raiz Invest's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiz Invest EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Raiz Invest's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Raiz Invest's EV-to-FCF falls into.


ASX:RZI
49GF Score
Raiz Invest Ltd ASX:RZI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Raiz Invest EV-to-FCF Calculation

Raiz Invest's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=43.644/1.828
=23.88

Raiz Invest's current Enterprise Value is A$43.64 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Raiz Invest's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$1.83 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 23.88 mean?
Raiz Invest (ASX:RZI) has a EV-to-FCF of 23.88 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Raiz Invest and its competitors. According to the industry distribution chart, Raiz Invest ranks #1111 out of 1590 companies in the Software industry, placing it in the top 69.9%.
Is Raiz Invest's EV-to-FCF too high?
Raiz Invest's current EV-to-FCF is 23.88. The Software industry median EV-to-FCF is 14.26. Raiz Invest's value of 23.88 is 67.5% above this industry median. Based on the distribution chart, Raiz Invest ranks #1111 out of 1590 companies in the Software industry, which is below the industry midpoint. Overall, Raiz Invest has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Raiz Invest ranks #1111 out of 1590 companies for EV-to-FCF. This places Raiz Invest in the lower half of its industry. The industry median EV-to-FCF is 14.26. Raiz Invest's value of 23.88 is 67.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.26, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiz Invest's current EV-to-FCF of 23.88 is 67.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Raiz Invest and its competitors. For the Software industry, the median EV-to-FCF is 14.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiz Invest's current EV-to-FCF is 23.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.64, compared to a current price of A$0.54 — trading 16.4% below its estimated fair value. The current EV-to-FCF is 23.88 and 67.5% above the Software industry median of 14.26. Raiz Invest's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current EV-to-FCF is 23.88 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.54 is trading 16.4% below its estimated GF Value™ of A$0.64. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • EV-to-FCF: 23.88
  • GF Value™: A$0.64 vs. price of A$0.54 (16.4% below fair value)
  • GF Score™: 49/100
  • Industry Position: 67.5% above the Software median (#1111 of 1590)

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
49GF Score

Get the complete analysis for ASX:RZI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.54
Price
A$0.64
GF Value