Grupo CibestBOG:CIBEST -0.76%81 EV-to-FCF is 6.04 as of Jun. 26, 2026, which is 202% above its 10-year median of 2.00. GuruFocus rates BOG:CIBEST with a GF Score™ of 81/100 and a GF Value™ of COP68,020.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,195 Banks companies, Grupo Cibest ranks better than 52.05% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Grupo Cibest's Enterprise Value is COP61,800,030 Mil.
Grupo Cibest's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was COP10,231,586 Mil. Therefore, Grupo Cibest's EV-to-FCF for today is 6.04.
The historical rank and industry rank for Grupo Cibest's EV-to-FCF or its related term are showing as below:
BOG:CIBEST'
s EV-to-FCF Range Over the Past 10 Years
Min: -79.72 Med: 2 Max: 41
Current: 6.08
During the past 13 years, the highest EV-to-FCF of Grupo Cibest was 41.00. The lowest was -79.72. And the median was 2.00.
BOG:CIBEST's EV-to-FCF is ranked better than 52.05% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs BOG:CIBEST: 6.08
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Cibest's PE Ratio (TTM) for today is calculated as:
Grupo Cibest's share price for today is COP77900.00.
Grupo Cibest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was COP3726.646.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Grupo Cibest EV-to-FCF Related Terms
Grupo Cibest EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Grupo Cibest's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Cibest's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Cibest EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Cibest's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Grupo Cibest's EV-to-FCF falls into.
Grupo Cibest's current Enterprise Value is COP61,800,030 Mil.
Grupo Cibest's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was COP10,231,586 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Cibest (BOG:CIBEST) has a EV-to-FCF of 6.04 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Cibest and its competitors. This is 202% above median its historical median of 2.00. According to the industry distribution chart, Grupo Cibest ranks #573 out of 1195 companies in the Banks industry, placing it in the top 47.9%.
Is Grupo Cibest's EV-to-FCF too high?
Grupo Cibest's current EV-to-FCF of 6.04 is 202% above median its 10-year median of 2.00. The Banks industry median EV-to-FCF is 6.52. Grupo Cibest's value of 6.04 is 7.4% below this industry median. Based on the distribution chart, Grupo Cibest ranks #573 out of 1195 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Cibest has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Grupo Cibest ranks #573 out of 1195 companies for EV-to-FCF. This puts Grupo Cibest in the upper half of its industry. The industry median EV-to-FCF is 6.52. Grupo Cibest's value of 6.04 is 7.4% below this benchmark. While the company's 10-year median is 2.00 vs. the industry median of 6.52, Grupo Cibest has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current EV-to-FCF of 6.04 is 7.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Cibest and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current EV-to-FCF is 6.04, which is 202% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,020.27, compared to a current price of COP77,900.00 — trading 14.5% above its estimated fair value. The current EV-to-FCF is 6.04, which is 202% above median its 10-year median of 2.00 and 7.4% below the Banks industry median of 6.52. Grupo Cibest's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current EV-to-FCF is 6.04 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued.
The current stock price of COP77,900.00 is trading 14.5% above its estimated GF Value™ of COP68,020.27.
GuruFocus considers Grupo Cibest to be Modestly Overvalued.
Key valuation signals for BOG:CIBEST:
EV-to-FCF: 6.04 (202% above median its 10-year median of 2.00)
GF Value™: COP68,020.27 vs. price of COP77,900.00 (14.5% above fair value)
Industry Position: 7.4% below the Banks median (#573 of 1195)
No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
81GF Score
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