Sahara Housingfina (BOM:511533) EV-to-FCF: (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511533 Sahara Housingfina Corp Ltd BOM:511533
62 GF Score
Price ₹39.01
GF Value ₹35.85
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Sahara Housingfina EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sahara Housingfina's Enterprise Value is ₹220.35 Mil. Sahara Housingfina's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.00 Mil. Therefore, Sahara Housingfina's EV-to-FCF for today is .

The historical rank and industry rank for Sahara Housingfina's EV-to-FCF or its related term are showing as below:

BOM:511533' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.32
Current: 2.32

During the past 13 years, the highest EV-to-FCF of Sahara Housingfina was 2.32. The lowest was 0.00. And the median was 0.00.

BOM:511533's EV-to-FCF is ranked better than
69.42% of 1197 companies
in the Banks industry
Industry Median: 6.85 vs BOM:511533: 2.32

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-26), Sahara Housingfina's stock price is ₹39.01. Sahara Housingfina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.490. Therefore, Sahara Housingfina's PE Ratio (TTM) for today is 79.61.


Sahara Housingfina  (BOM:511533) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sahara Housingfina's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=39.01/0.490
=79.61

Sahara Housingfina's share price for today is ₹39.01.
Sahara Housingfina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.490.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sahara Housingfina EV-to-FCF Related Terms


Sahara Housingfina EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Sahara Housingfina's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sahara Housingfina EV-to-FCF Chart

Sahara Housingfina Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.29 6.77 18.07 1.91 2.17

Sahara Housingfina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.91 0.00 0.00 0.00 2.17

BOM:511533 vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Sahara Housingfina's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sahara Housingfina EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sahara Housingfina's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Sahara Housingfina's EV-to-FCF falls into.


BOM:511533
62GF Score
Sahara Housingfina Corp Ltd BOM:511533
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sahara Housingfina EV-to-FCF Calculation

Sahara Housingfina's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=220.347/0
=

Sahara Housingfina's current Enterprise Value is ₹220.35 Mil.
Sahara Housingfina's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Sahara Housingfina (BOM:511533) Overvalued in 2026?

Based on GuruFocus' analysis, Sahara Housingfina stock appears to be overvalued. The current stock price of ₹39.01 is trading 8.8% above its estimated GF Value™ of ₹35.85. GuruFocus considers Sahara Housingfina to be Fairly Valued.

Key valuation signals for BOM:511533:

  • EV-to-FCF:
  • GF Value™: ₹35.85 vs. price of ₹39.01 (8.8% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the BOM:511533 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sahara Housingfina Business Description

Address 46, Dr. Sundari Mohan Avenue, 2nd Floor, Kolkata, WB, IND, 700014
Sahara Housingfina Corp Ltd is an Indian company engaged in carrying out activities of housing finance companies (Housing Loans and Non-Housing Loans). Its product portfolio includes Individual Housing Loans, Home Improvement Loans, Home Extension loans, Land Loans, Home Loan Plus, Mortgage Loans, Non-Residential Property Loans, Home Loan Enhancement, and Loan Take Over / Balance Transfer. The company is exclusively engaged in the Housing Finance business, and revenues are mainly derived from this activity. The company generates the majority of its revenue from Interest Income.
62GF Score

Get the complete analysis for BOM:511533

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹39.01
Price
₹35.85
GF Value