PB Fintech (BOM:543390) EV-to-FCF: (As of Aug. 04, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543390 PB Fintech Ltd BOM:543390
80 GF Score
Price ₹1,609.00
GF Value ₹2,494.67
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is PB Fintech EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PB Fintech's Enterprise Value is ₹721,568 Mil. PB Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, PB Fintech's EV-to-FCF for today is .

The historical rank and industry rank for PB Fintech's EV-to-FCF or its related term are showing as below:

BOM:543390' s EV-to-FCF Range Over the Past 10 Years
Min: -1793.85   Med: -173.03   Max: 89.65
Current: -1793.85

During the past 8 years, the highest EV-to-FCF of PB Fintech was 89.65. The lowest was -1793.85. And the median was -173.03.

BOM:543390's EV-to-FCF is ranked worse than
100% of 394 companies
in the Insurance industry
Industry Median: 9.44 vs BOM:543390: -1793.85

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-04), PB Fintech's stock price is ₹1609.00. PB Fintech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹14.400. Therefore, PB Fintech's PE Ratio (TTM) for today is 111.74.


PB Fintech  (BOM:543390) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PB Fintech's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1609.00/14.400
=111.74

PB Fintech's share price for today is ₹1609.00.
PB Fintech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹14.400.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PB Fintech EV-to-FCF Related Terms


PB Fintech EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PB Fintech's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PB Fintech EV-to-FCF Chart

PB Fintech Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial -15.93 -69.52 -851.35 -250.97 -1,661.10

PB Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -250.97 0.00 0.00 0.00 -1,661.10

BOM:543390 vs MRSH, AON, AJG: EV-to-FCF Comparison

For the Insurance Brokers subindustry, PB Fintech's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Fintech EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PB Fintech's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PB Fintech's EV-to-FCF falls into.


BOM:543390
80GF Score
PB Fintech Ltd BOM:543390
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PB Fintech EV-to-FCF Calculation

PB Fintech's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=721567.881/0
=

PB Fintech's current Enterprise Value is ₹721,568 Mil.
PB Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is PB Fintech (BOM:543390) Overvalued in 2026?

Based on GuruFocus' analysis, PB Fintech stock appears to be undervalued. The current stock price of ₹1,609.00 is trading 35.5% below its estimated GF Value™ of ₹2,494.67. GuruFocus considers PB Fintech to be Possible Value Trap.

Key valuation signals for BOM:543390:

  • EV-to-FCF:
  • GF Value™: ₹2,494.67 vs. price of ₹1,609.00 (35.5% below fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the BOM:543390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PB Fintech Business Description

Other Exchanges POLICYBZR:India
Address Sector 44, Plot No. 119, Gurugram, HR, IND, 122001
PB Fintech Ltd is an integrated online marketing and consulting firm serving the financial services industry, including insurance. Its revenue mainly comes from commissions on insurance and financial products sold online and offline. Services include online marketing, product aggregation, insurance commissions, outsourcing for insurers, generating sales, IT support, and lending-related fees. The business operates in a single segment focused on financial services, with all revenue generated within India. The Company helps middle-class households secure social security by providing solutions for protecting against death and disease, planning for child education and pensions, and accessing financial and lending products.
80GF Score

Get the complete analysis for BOM:543390

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,609.00
Price
₹2,494.67
GF Value