Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Caixa Seguridade Participacoes's EV-to-FCF or its related term are showing as below:
BSP:CXSE3'
s EV-to-FCF Range Over the Past 10 Years
Min: 10.01 Med: 13.37 Max: 373.09
Current: 19.57
During the past 9 years, the highest EV-to-FCF of Caixa Seguridade Participacoes was 373.09. The lowest was 10.01. And the median was 13.37.
BSP:CXSE3's EV-to-FCF is ranked worse than 76.71% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs BSP:CXSE3: 19.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Caixa Seguridade Participacoes's PE Ratio (TTM) for today is calculated as:
Caixa Seguridade Participacoes's share price for today is R$21.77.
Caixa Seguridade Participacoes's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1.476.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Caixa Seguridade Participacoes EV-to-FCF Related Terms
Caixa Seguridade Participacoes EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CXSE3 vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Caixa Seguridade Participacoes's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Caixa Seguridade Participacoes EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Caixa Seguridade Participacoes's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Caixa Seguridade Participacoes's EV-to-FCF falls into.
Caixa Seguridade Participacoes's current Enterprise Value is R$65,310 Mil.
Caixa Seguridade Participacoes's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$3,380 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Caixa Seguridade Participacoes (BSP:CXSE3) has a EV-to-FCF of 19.32 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caixa Seguridade Participacoes and its competitors. This is 45% above median its historical median of 13.37. Over the past decade, Caixa Seguridade Participacoes' EV-to-FCF has ranged from 10.01 to 373.09. According to the industry distribution chart, Caixa Seguridade Participacoes ranks #303 out of 395 companies in the Insurance industry, placing it in the top 76.7%.
Is Caixa Seguridade Participacoes' EV-to-FCF too high?
Caixa Seguridade Participacoes' current EV-to-FCF of 19.32 is 45% above median its 10-year median of 13.37. Over the past 10 years, this metric has ranged from a low of 10.01 to a high of 373.09. The Insurance industry median EV-to-FCF is 9.97. Caixa Seguridade Participacoes' value of 19.32 is 93.8% above this industry median. Based on the distribution chart, Caixa Seguridade Participacoes ranks #303 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Caixa Seguridade Participacoes has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caixa Seguridade Participacoes' EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Caixa Seguridade Participacoes ranks #303 out of 395 companies for EV-to-FCF. This places Caixa Seguridade Participacoes in the lower half of its industry. The industry median EV-to-FCF is 9.97. Caixa Seguridade Participacoes' value of 19.32 is 93.8% above this benchmark. Historically, Caixa Seguridade Participacoes' own EV-to-FCF has ranged from 10.01 to 373.09 over the past decade. While the company's 10-year median is 13.37 vs. the industry median of 9.97, Caixa Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caixa Seguridade Participacoes's current EV-to-FCF of 19.32 is 93.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caixa Seguridade Participacoes and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caixa Seguridade Participacoes's current EV-to-FCF is 19.32, which is 45% above median its own 10-year median of 13.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caixa Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes (BSP:CXSE3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$16.93, compared to a current price of R$21.77 — trading 28.6% above its estimated fair value. The current EV-to-FCF is 19.32, which is 45% above median its 10-year median of 13.37 and 93.8% above the Insurance industry median of 9.97. Caixa Seguridade Participacoes' overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Caixa Seguridade Participacoes (BSP:CXSE3), the current EV-to-FCF is 19.32 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Caixa Seguridade Participacoes (BSP:CXSE3) Overvalued in 2026?
Based on GuruFocus' analysis, Caixa Seguridade Participacoes stock appears to be overvalued.
The current stock price of R$21.77 is trading 28.6% above its estimated GF Value™ of R$16.93.
GuruFocus considers Caixa Seguridade Participacoes to be Modestly Overvalued.
Key valuation signals for BSP:CXSE3:
EV-to-FCF: 19.32 (45% above median its 10-year median of 13.37)
GF Value™: R$16.93 vs. price of R$21.77 (28.6% above fair value)
Industry Position: 93.8% above the Insurance median (#303 of 395)
No single metric tells the full story. See the BSP:CXSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Caixa Seguridade Participacoes Business Description
Caixa Seguridade Participacoes SA is engaged in the structuring and marketing of a broad range of insurance products, private pension plans, and premium bonds, management, marketing, and offering of private medical and dental care plans, and rendering of brokerage services for these products. It has three operating segments; Run-off / Open sea (insurance businesses), Security (investment in security businesses established as a result of the competitive process of choosing strategic partners to operate the CAIXA distribution network) and Distribution (businesses related to the management of access to the distribution network and use of the CAIXA brand and the brokerage and intermediation of security products). Maximum revenue is generated from the Security segment.
87GF Score
Get the complete analysis for BSP:CXSE3
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:CXSE3 has been successfully added to your 
