CCBC (Chino Commercial Bancorp) EV-to-FCF: (As of Aug. 26, 2026)

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Director of Data and Quant Analytics at GuruFocus
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CCBC Chino Commercial Bancorp CCBC
57 GF Score
Price $18.04
GF Value $12.92
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Chino Commercial Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Chino Commercial Bancorp's Enterprise Value is $20.50 Mil. Chino Commercial Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Chino Commercial Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Chino Commercial Bancorp's EV-to-FCF or its related term are showing as below:

CCBC' s EV-to-FCF Range Over the Past 10 Years
Min: -22.81   Med: 5.87   Max: 42.96
Current: 5.04

During the past 13 years, the highest EV-to-FCF of Chino Commercial Bancorp was 42.96. The lowest was -22.81. And the median was 5.87.

CCBC's EV-to-FCF is ranked better than
58.39% of 1180 companies
in the Banks industry
Industry Median: 7.045 vs CCBC: 5.04

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-26), Chino Commercial Bancorp's stock price is $18.04. Chino Commercial Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.910. Therefore, Chino Commercial Bancorp's PE Ratio (TTM) for today is 19.82.


Chino Commercial Bancorp  (OTCPK:CCBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Chino Commercial Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.04/0.910
=19.82

Chino Commercial Bancorp's share price for today is $18.04.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chino Commercial Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.910.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Chino Commercial Bancorp EV-to-FCF Related Terms


Chino Commercial Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Chino Commercial Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chino Commercial Bancorp EV-to-FCF Chart

Chino Commercial Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.35 6.58 4.07 24.45 5.52

Chino Commercial Bancorp Semi-Annual Data
Jun07 Dec07 Jun08 Dec08 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Jun12 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.58 4.07 24.45 5.52 0.00

CCBC vs SMAL, MNMB, HFBK: EV-to-FCF Comparison

For the Banks - Regional subindustry, Chino Commercial Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chino Commercial Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Chino Commercial Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Chino Commercial Bancorp's EV-to-FCF falls into.


CCBC
57GF Score
Chino Commercial Bancorp CCBC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chino Commercial Bancorp EV-to-FCF Calculation

Chino Commercial Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=20.499/0
=

Chino Commercial Bancorp's current Enterprise Value is $20.50 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chino Commercial Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $18.04 is trading 39.6% above its estimated GF Value™ of $12.92. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • EV-to-FCF:
  • GF Value™: $12.92 vs. price of $18.04 (39.6% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
57GF Score

Get the complete analysis for CCBC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.04
Price
$12.92
GF Value