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Chino Commercial BancorpCCBC 54 Shiller PE Ratio is 20.79 as of Sep. 13, 2026, which is 7% above its 10-year median of 19.40. GuruFocus rates CCBC with a GF Score™ of 54/100 and a GF Value™ of $12.97 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,236 Banks companies, Chino Commercial Bancorp ranks worse than 80.74% on this metric.
The historical rank and industry rank for Chino Commercial Bancorp's Shiller PE Ratio or its related term are showing as below:
CCBC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.57 Med: 19.4 Max: 32.72
Current: 20.85
During the past 13 years, Chino Commercial Bancorp's highest Shiller PE Ratio was 32.72. The lowest was 13.57. And the median was 19.40.
CCBC's Shiller PE Ratio is ranked worse than 80.74% of 1236
companies
in the Banks industry
Industry Median: 13.915
vs CCBC: 20.85
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Chino Commercial Bancorp's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $1.517. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.89 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Chino Commercial Bancorp (OTCPK:CCBC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Chino Commercial Bancorp Shiller PE Ratio Related Terms
Chino Commercial Bancorp Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCBC vs CLST, CBWA, NSTS: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Chino Commercial Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's Shiller PE Ratio falls into.
Chino Commercial Bancorp Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Chino Commercial Bancorp (CCBC) has a Shiller PE Ratio of 20.79 as of Sep. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Chino Commercial Bancorp and its competitors. This is near median its historical median of 19.40. Over the past decade, Chino Commercial Bancorp's Shiller PE Ratio has ranged from 13.57 to 32.72. According to the industry distribution chart, Chino Commercial Bancorp ranks #998 out of 1236 companies in the Banks industry, placing it in the top 80.7%.
Is Chino Commercial Bancorp's Shiller PE Ratio too high?
Chino Commercial Bancorp's current Shiller PE Ratio of 20.79 is near median its 10-year median of 19.40. Over the past 10 years, this metric has ranged from a low of 13.57 to a high of 32.72. The Banks industry median Shiller PE Ratio is 13.92. Chino Commercial Bancorp's value of 20.79 is 49.4% above this industry median. Based on the distribution chart, Chino Commercial Bancorp ranks #998 out of 1236 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chino Commercial Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Shiller PE Ratio compare to CLST and CBWA?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #998 out of 1236 companies for Shiller PE Ratio. This places Chino Commercial Bancorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.92. Chino Commercial Bancorp's value of 20.79 is 49.4% above this benchmark. Historically, Chino Commercial Bancorp's own Shiller PE Ratio has ranged from 13.57 to 32.72 over the past decade. While the company's 10-year median is 19.40 vs. the industry median of 13.92, Chino Commercial Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.92, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chino Commercial Bancorp's current Shiller PE Ratio of 20.79 is 49.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Chino Commercial Bancorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chino Commercial Bancorp's current Shiller PE Ratio is 20.79, which is near median its own 10-year median of 19.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.97, compared to a current price of $18.50 — trading 42.6% above its estimated fair value. The current Shiller PE Ratio is 20.79, which is near median its 10-year median of 19.40 and 49.4% above the Banks industry median of 13.92. Chino Commercial Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Shiller PE Ratio is 20.79 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $18.50 is trading 42.6% above its estimated GF Value™ of $12.97.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
Shiller PE Ratio: 20.79 (near median its 10-year median of 19.40)
GF Value™: $12.97 vs. price of $18.50 (42.6% above fair value)
Industry Position: 49.4% above the Banks median (#998 of 1236)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
54GF Score
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