CCBC (Chino Commercial Bancorp) Net Loan: $215.19 Mil (As of Dec. 2025)

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CCBC Chino Commercial Bancorp CCBC
57 GF Score
Price $17.75
GF Value $12.81
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Chino Commercial Bancorp Net Loan?

Chino Commercial Bancorp CCBC 57 Net Loan is $215.19 Mil as of Dec. 2025. GuruFocus rates CCBC with a GF Score™ of 57/100 and a GF Value™ of $12.81 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Chino Commercial Bancorp's quarterly net loan increased from Dec. 2023 ($174.35 Mil) to Dec. 2024 ($200.11 Mil) and increased from Dec. 2024 ($200.11 Mil) to Dec. 2025 ($215.19 Mil).

Chino Commercial Bancorp's annual net loan increased from Dec. 2023 ($174.35 Mil) to Dec. 2024 ($200.11 Mil) and increased from Dec. 2024 ($200.11 Mil) to Dec. 2025 ($215.19 Mil).

Chino Commercial Bancorp Net Loan Historical Data

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The historical data trend for Chino Commercial Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chino Commercial Bancorp Net Loan Chart

Chino Commercial Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 170.88 176.56 174.35 200.11 215.19

Chino Commercial Bancorp Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 170.88 176.56 174.35 200.11 215.19
CCBC
57GF Score
Chino Commercial Bancorp CCBC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Chino Commercial Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $215.19 Mil mean?
Chino Commercial Bancorp (CCBC) has a Net Loan of $215.19 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Chino Commercial Bancorp and its competitors.
Is Chino Commercial Bancorp's Net Loan too high?
Chino Commercial Bancorp's current Net Loan is $215.19 Mil. Overall, Chino Commercial Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Net Loan compare to FBTT and HCBN?
Chino Commercial Bancorp's Net Loan of $215.19 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current Net Loan is $215.19 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.81, compared to a current price of $17.75 — trading 38.6% above its estimated fair value. The current Net Loan is $215.19 Mil. Chino Commercial Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Net Loan is $215.19 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $17.75 is trading 38.6% above its estimated GF Value™ of $12.81. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • Net Loan: $215.19 Mil
  • GF Value™: $12.81 vs. price of $17.75 (38.6% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
57GF Score

Get the complete analysis for CCBC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
Price
$12.81
GF Value