CCBC (Chino Commercial Bancorp) ROE % Adjusted to Book Value: 11.31% (As of Dec. 2025)


CCBC Chino Commercial Bancorp CCBC
58 GF Score
Price $17.75
GF Value $12.79
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Chino Commercial Bancorp ROE % Adjusted to Book Value?

Chino Commercial Bancorp CCBC -5.33% 58 ROE % Adjusted to Book Value is 11.31% as of Dec. 2025. GuruFocus rates CCBC with a GF Score™ of 58/100 and a GF Value™ of $12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Chino Commercial Bancorp's ROE % for the quarter that ended in Dec. 2025 was 12.78%. Chino Commercial Bancorp's PB Ratio for the quarter that ended in Dec. 2025 was 1.13. Chino Commercial Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.31%.


Chino Commercial Bancorp ROE % Adjusted to Book Value Related Terms


Chino Commercial Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Chino Commercial Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chino Commercial Bancorp ROE % Adjusted to Book Value Chart

Chino Commercial Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.34 13.35 15.71 12.33 11.31

Chino Commercial Bancorp Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.34 13.35 15.71 12.33 11.31

CCBC vs FBTT, HCBN, OPHC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Chino Commercial Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chino Commercial Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Chino Commercial Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Chino Commercial Bancorp's ROE % Adjusted to Book Value falls into.


CCBC
58GF Score
Chino Commercial Bancorp CCBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chino Commercial Bancorp ROE % Adjusted to Book Value Calculation

Chino Commercial Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.78% / 1.13
=11.31%

Chino Commercial Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.78% / 1.13
=11.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.31% mean?
Chino Commercial Bancorp (CCBC) has a ROE % Adjusted to Book Value of 11.31% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chino Commercial Bancorp and its competitors.
Is Chino Commercial Bancorp's ROE % Adjusted to Book Value too high?
Chino Commercial Bancorp's current ROE % Adjusted to Book Value is 11.31%. Overall, Chino Commercial Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's ROE % Adjusted to Book Value compare to FBTT and HCBN?
Chino Commercial Bancorp's ROE % Adjusted to Book Value of 11.31% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current ROE % Adjusted to Book Value is 11.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.79, compared to a current price of $17.75 — trading 38.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.31%. Chino Commercial Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current ROE % Adjusted to Book Value is 11.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $17.75 is trading 38.8% above its estimated GF Value™ of $12.79. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • ROE % Adjusted to Book Value: 11.31%
  • GF Value™: $12.79 vs. price of $17.75 (38.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
58GF Score

Get the complete analysis for CCBC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
Price
$12.79
GF Value