CCBC (Chino Commercial Bancorp) Profitability Rank: 6 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CCBC Chino Commercial Bancorp CCBC
54 GF Score
Price $18.50
GF Value $12.84
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Chino Commercial Bancorp Profitability Rank?

Chino Commercial Bancorp CCBC 54 Profitability Rank is 6 as of Dec. 2025, which is at its 10-year median of 6.00. GuruFocus rates CCBC with a GF Score™ of 54/100 and a GF Value™ of $12.84 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Chino Commercial Bancorp has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Chino Commercial Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Chino Commercial Bancorp's Piotroski F-Score is 7.


Chino Commercial Bancorp Profitability Rank Related Terms


CCBC vs SMAL, MNMB, HFBK: Profitability Rank Comparison

For the Banks - Regional subindustry, Chino Commercial Bancorp's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chino Commercial Bancorp Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Chino Commercial Bancorp's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Chino Commercial Bancorp's Profitability Rank falls into.


CCBC
54GF Score
Chino Commercial Bancorp CCBC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chino Commercial Bancorp Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Chino Commercial Bancorp has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Chino Commercial Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 18.94
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Chino Commercial Bancorp has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Chino Commercial Bancorp (CCBC) has a Profitability Rank of 6 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Chino Commercial Bancorp and its competitors. This is near median its historical median of 6.00. Over the past decade, Chino Commercial Bancorp's Profitability Rank has ranged from 6.00 to 7.00.
Is Chino Commercial Bancorp's Profitability Rank too high?
Chino Commercial Bancorp's current Profitability Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 7.00. Overall, Chino Commercial Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Profitability Rank compare to SMAL and MNMB?
Chino Commercial Bancorp's Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Chino Commercial Bancorp's own Profitability Rank has ranged from 6.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current Profitability Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.84, compared to a current price of $18.50 — trading 44.1% above its estimated fair value. The current Profitability Rank is 6, which is near median its 10-year median of 6.00. Chino Commercial Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Profitability Rank is 6 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $18.50 is trading 44.1% above its estimated GF Value™ of $12.84. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • Profitability Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $12.84 vs. price of $18.50 (44.1% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
54GF Score

Get the complete analysis for CCBC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.50
Price
$12.84
GF Value