CCBC (Chino Commercial Bancorp) Pre-Tax Income: $4.88 Mil (TTM As of Dec. 2025)

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CCBC Chino Commercial Bancorp CCBC
54 GF Score
Price $18.50
GF Value $12.97
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Chino Commercial Bancorp Pre-Tax Income?

Chino Commercial Bancorp CCBC 54 Pre-Tax Income is $4.88 Mil as of Dec. 2025. GuruFocus rates CCBC with a GF Score™ of 54/100 and a GF Value™ of $12.97 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Chino Commercial Bancorp's pretax income for the six months ended in Dec. 2025 was $0.00 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $4.88 Mil. Chino Commercial Bancorp's pretax margin was %.

During the past 13 years, Chino Commercial Bancorp's highest Pretax Margin was 46.97%. The lowest was 8.07%. And the median was 35.34%.


Chino Commercial Bancorp  (OTCPK:CCBC) Pre-Tax Income Explanation

Chino Commercial Bancorp's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=0/0
=%

During the past 13 years, Chino Commercial Bancorp's highest Pretax Margin was 46.97%. The lowest was 8.07%. And the median was 35.34%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Chino Commercial Bancorp Pre-Tax Income Related Terms


Chino Commercial Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Chino Commercial Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chino Commercial Bancorp Pre-Tax Income Chart

Chino Commercial Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.33 6.58 6.90 7.17 8.16

Chino Commercial Bancorp Semi-Annual Data
Jun07 Dec07 Jun08 Dec08 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Jun12 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.88

CCBC vs CLST, CBWA, NSTS: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Chino Commercial Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chino Commercial Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Chino Commercial Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Chino Commercial Bancorp's Pre-Tax Income falls into.


CCBC
54GF Score
Chino Commercial Bancorp CCBC
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chino Commercial Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Chino Commercial Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+8.158
=8.16

Chino Commercial Bancorp's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0
=0.00

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $4.88 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $4.88 Mil mean?
Chino Commercial Bancorp (CCBC) has a Pre-Tax Income of $4.88 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chino Commercial Bancorp and its competitors.
Is Chino Commercial Bancorp's Pre-Tax Income too high?
Chino Commercial Bancorp's current Pre-Tax Income is $4.88 Mil. Overall, Chino Commercial Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Pre-Tax Income compare to CLST and CBWA?
Chino Commercial Bancorp's Pre-Tax Income of $4.88 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current Pre-Tax Income is $4.88 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.97, compared to a current price of $18.50 — trading 42.6% above its estimated fair value. The current Pre-Tax Income is $4.88 Mil. Chino Commercial Bancorp's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Pre-Tax Income is $4.88 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $18.50 is trading 42.6% above its estimated GF Value™ of $12.97. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • Pre-Tax Income: $4.88 Mil
  • GF Value™: $12.97 vs. price of $18.50 (42.6% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
54GF Score

Get the complete analysis for CCBC

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.50
Price
$12.97
GF Value