Chino Commercial BancorpCCBC -5.33%58 Median PS Value is $15.15 as of Jul. 12, 2026, which is 1547% above its 10-year median of 0.92. GuruFocus rates CCBC with a GF Score™ of 58/100 and a GF Value™ of $12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,043 Banks companies, Chino Commercial Bancorp ranks worse than 56.28% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Chino Commercial Bancorp's Median PS Value or its related term are showing as below:
CCBC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.75 Med: 0.92 Max: 1.18
Current: 1.17
During the past 13 years, the highest Price to Median PS Value of Chino Commercial Bancorp was 1.18. The lowest was 0.75. And the median was 0.92.
CCBC's Price-to-Median-PS-Value is ranked worse than 56.28% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs CCBC: 1.17
Chino Commercial Bancorp (OTCPK:CCBC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Chino Commercial Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
17.75
/
15.15
=
1.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chino Commercial Bancorp Median PS Value Related Terms
Chino Commercial Bancorp Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCBC vs FBTT, HCBN, OPHC: Median PS Value Comparison
For the Banks - Regional subindustry, Chino Commercial Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.083.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Chino Commercial Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $4.914.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chino Commercial Bancorp (CCBC) has a Median PS Value of $15.15 as of Jul. 12, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Chino Commercial Bancorp and its competitors. This is 1547% above median its historical median of 0.92. Over the past decade, Chino Commercial Bancorp's Median PS Value has ranged from 0.75 to 1.18. According to the industry distribution chart, Chino Commercial Bancorp ranks #587 out of 1043 companies in the Banks industry, placing it in the top 56.3%.
Is Chino Commercial Bancorp's Median PS Value too high?
Chino Commercial Bancorp's current Median PS Value of $15.15 is 1547% above median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1.18. The Banks industry median Median PS Value is 1.11. Chino Commercial Bancorp's value of $15.15 is 1264.9% above this industry median. Based on the distribution chart, Chino Commercial Bancorp ranks #587 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Chino Commercial Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Median PS Value compare to FBTT and HCBN?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #587 out of 1043 companies for Median PS Value. This places Chino Commercial Bancorp in the lower half of its industry. The industry median Median PS Value is 1.11. Chino Commercial Bancorp's value of $15.15 is 1264.9% above this benchmark. Historically, Chino Commercial Bancorp's own Median PS Value has ranged from 0.75 to 1.18 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 1.11, Chino Commercial Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chino Commercial Bancorp's current Median PS Value of $15.15 is 1264.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Chino Commercial Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chino Commercial Bancorp's current Median PS Value is $15.15, which is 1547% above median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.79, compared to a current price of $17.75 — trading 38.8% above its estimated fair value. The current Median PS Value is $15.15, which is 1547% above median its 10-year median of 0.92 and 1264.9% above the Banks industry median of 1.11. Chino Commercial Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Median PS Value is $15.15 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $17.75 is trading 38.8% above its estimated GF Value™ of $12.79.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
Median PS Value: $15.15 (1547% above median its 10-year median of 0.92)
GF Value™: $12.79 vs. price of $17.75 (38.8% above fair value)
Industry Position: 1264.9% above the Banks median (#587 of 1043)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
58GF Score
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