CCBC (Chino Commercial Bancorp) Book Value per Share: $12.65 (As of Dec. 2025)


CCBC Chino Commercial Bancorp CCBC
58 GF Score
Price $17.75
GF Value $12.79
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Chino Commercial Bancorp Book Value per Share?

Chino Commercial Bancorp CCBC -5.33% 58 Book Value per Share is $12.65 as of Dec. 2025. GuruFocus rates CCBC with a GF Score™ of 58/100 and a GF Value™ of $12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Chino Commercial Bancorp's book value per share for the quarter that ended in Dec. 2025 was $12.65.

During the past 12 months, Chino Commercial Bancorp's average Book Value Per Share Growth Rate was 14.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 14.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 20.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Chino Commercial Bancorp was 39.00% per year. The lowest was -4.60% per year. And the median was 10.30% per year.

Chino Commercial Bancorp's current price is $17.75. Its book value per share for the quarter that ended in Dec. 2025 was $12.65. Hence, today's PB Ratio of Chino Commercial Bancorp is 1.40.

During the past 13 years, the highest P/B Ratio of Chino Commercial Bancorp was 1.53. The lowest was 0.80. And the median was 1.12.

Warning Sign:

Chino Commercial Bancorp stock PB Ratio (=1.4) is close to 10-year high of 1.53.


Chino Commercial Bancorp  (OTCPK:CCBC) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Chino Commercial Bancorp Book Value per Share Related Terms


Chino Commercial Bancorp Book Value per Share Historical Data

* Premium members only.

The historical data trend for Chino Commercial Bancorp's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chino Commercial Bancorp Book Value per Share Chart

Chino Commercial Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.68 8.39 9.73 11.08 12.65

Chino Commercial Bancorp Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.68 8.39 9.73 11.08 12.65

CCBC vs FBTT, HCBN, OPHC: Book Value per Share Comparison

For the Banks - Regional subindustry, Chino Commercial Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chino Commercial Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chino Commercial Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Chino Commercial Bancorp's PB Ratio falls into.


CCBC
58GF Score
Chino Commercial Bancorp CCBC
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Chino Commercial Bancorp Book Value per Share Calculation

Chino Commercial Bancorp's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(48.75-0.00)/3.85
=12.65

Chino Commercial Bancorp's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(48.75-0.00)/3.85
=12.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $12.65 mean?
Chino Commercial Bancorp (CCBC) has a Book Value per Share of $12.65 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Chino Commercial Bancorp and its competitors.
Is Chino Commercial Bancorp's Book Value per Share too high?
Chino Commercial Bancorp's current Book Value per Share is $12.65. Overall, Chino Commercial Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Book Value per Share compare to FBTT and HCBN?
Chino Commercial Bancorp's Book Value per Share of $12.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current Book Value per Share is $12.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.79, compared to a current price of $17.75 — trading 38.8% above its estimated fair value. The current Book Value per Share is $12.65. Chino Commercial Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Book Value per Share is $12.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued. The current stock price of $17.75 is trading 38.8% above its estimated GF Value™ of $12.79. GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.

Key valuation signals for CCBC:

  • Book Value per Share: $12.65
  • GF Value™: $12.79 vs. price of $17.75 (38.8% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chino Commercial Bancorp Business Description

Address 14245 Pipeline Avenue, Chino, CA, USA, 91710
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
58GF Score

Get the complete analysis for CCBC

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.75
Price
$12.79
GF Value