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The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Chino Commercial Bancorp Pretax Margin % Related Terms
Chino Commercial Bancorp Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCBC vs SMAL, MNMB, HFBK: Pretax Margin % Comparison
For the Banks - Regional subindustry, Chino Commercial Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chino Commercial Bancorp (CCBC) has a Pretax Margin % of % as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chino Commercial Bancorp and its competitors. Over the past decade, Chino Commercial Bancorp's Pretax Margin % has ranged from 8.07 to 46.97. According to the industry distribution chart, Chino Commercial Bancorp ranks #351 out of 1523 companies in the Banks industry, placing it in the top 23%.
Is Chino Commercial Bancorp's Pretax Margin % too high?
Chino Commercial Bancorp's current Pretax Margin % is %. Over the past 10 years, this metric has ranged from a low of 8.07 to a high of 46.97. Based on the distribution chart, Chino Commercial Bancorp ranks #351 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Chino Commercial Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's Pretax Margin % compare to SMAL and MNMB?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #351 out of 1523 companies for Pretax Margin %. This places Chino Commercial Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 35.67. Historically, Chino Commercial Bancorp's own Pretax Margin % has ranged from 8.07 to 46.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.67, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Chino Commercial Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chino Commercial Bancorp's current Pretax Margin % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.92, compared to a current price of $18.23 — trading 41.1% above its estimated fair value. The current Pretax Margin % is %. Chino Commercial Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current Pretax Margin % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $18.23 is trading 41.1% above its estimated GF Value™ of $12.92.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
Pretax Margin %: %
GF Value™: $12.92 vs. price of $18.23 (41.1% above fair value)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
57GF Score
Get the complete analysis for CCBC
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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