Chino Commercial BancorpCCBC -5.33%58 PEG Ratio is 0.93 as of Jul. 12, 2026, which is 111% above its 10-year median of 0.44. GuruFocus rates CCBC with a GF Score™ of 58/100 and a GF Value™ of $12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,230 Banks companies, Chino Commercial Bancorp ranks better than 70.81% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Chino Commercial Bancorp's PEG Ratio or its related term are showing as below:
CCBC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.44 Max: 0.98
Current: 0.93
During the past 13 years, Chino Commercial Bancorp's highest PEG Ratio was 0.98. The lowest was 0.25. And the median was 0.44.
CCBC's PEG Ratio is ranked better than 70.81% of 1230
companies
in the Banks industry
Industry Median: 1.535
vs CCBC: 0.93
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Chino Commercial Bancorp (OTCPK:CCBC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Chino Commercial Bancorp PEG Ratio Related Terms
Chino Commercial Bancorp PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Chino Commercial Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Chino Commercial Bancorp (CCBC) has a PEG Ratio of 0.93 as of Jul. 12, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Chino Commercial Bancorp and its competitors. This is 111% above median its historical median of 0.44. Over the past decade, Chino Commercial Bancorp's PEG Ratio has ranged from 0.25 to 0.98. According to the industry distribution chart, Chino Commercial Bancorp ranks #359 out of 1230 companies in the Banks industry, placing it in the top 29.2%.
Is Chino Commercial Bancorp's PEG Ratio too high?
Chino Commercial Bancorp's current PEG Ratio of 0.93 is 111% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.98. The Banks industry median PEG Ratio is 1.54. Chino Commercial Bancorp's value of 0.93 is 39.4% below this industry median. Based on the distribution chart, Chino Commercial Bancorp ranks #359 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Chino Commercial Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's PEG Ratio compare to FBTT and HCBN?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #359 out of 1230 companies for PEG Ratio. This puts Chino Commercial Bancorp in the upper half of its industry. The industry median PEG Ratio is 1.54. Chino Commercial Bancorp's value of 0.93 is 39.4% below this benchmark. Historically, Chino Commercial Bancorp's own PEG Ratio has ranged from 0.25 to 0.98 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.54, Chino Commercial Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chino Commercial Bancorp's current PEG Ratio of 0.93 is 39.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Chino Commercial Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chino Commercial Bancorp's current PEG Ratio is 0.93, which is 111% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.79, compared to a current price of $17.75 — trading 38.8% above its estimated fair value. The current PEG Ratio is 0.93, which is 111% above median its 10-year median of 0.44 and 39.4% below the Banks industry median of 1.54. Chino Commercial Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current PEG Ratio is 0.93 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $17.75 is trading 38.8% above its estimated GF Value™ of $12.79.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
PEG Ratio: 0.93 (111% above median its 10-year median of 0.44)
GF Value™: $12.79 vs. price of $17.75 (38.8% above fair value)
Industry Position: 39.4% below the Banks median (#359 of 1230)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
58GF Score
Get the complete analysis for CCBC
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