Coeur D'Alene BancorpCDAB 57 EV-to-FCF is 8.77 as of Jun. 27, 2026, which is 46% above its 10-year median of 6.00. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.78 (Fairly Valued). Among 1,195 Banks companies, Coeur D'Alene Bancorp ranks worse than 57.82% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Coeur D'Alene Bancorp's Enterprise Value is $17.66 Mil.
Coeur D'Alene Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $2.01 Mil. Therefore, Coeur D'Alene Bancorp's EV-to-FCF for today is 8.77.
The historical rank and industry rank for Coeur D'Alene Bancorp's EV-to-FCF or its related term are showing as below:
CDAB'
s EV-to-FCF Range Over the Past 10 Years
Min: -15.29 Med: 6 Max: 45.6
Current: 8.77
During the past 7 years, the highest EV-to-FCF of Coeur D'Alene Bancorp was 45.60. The lowest was -15.29. And the median was 6.00.
CDAB's EV-to-FCF is ranked worse than 57.82% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs CDAB: 8.77
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Coeur D'Alene Bancorp's PE Ratio (TTM) for today is calculated as:
Coeur D'Alene Bancorp's share price for today is $16.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Coeur D'Alene Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.820.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Coeur D'Alene Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coeur D'Alene Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Coeur D'Alene Bancorp's EV-to-FCF falls into.
Coeur D'Alene Bancorp's current Enterprise Value is $17.66 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Coeur D'Alene Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $2.01 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coeur D'Alene Bancorp (CDAB) has a EV-to-FCF of 8.77 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Coeur D'Alene Bancorp and its competitors. This is 46% above median its historical median of 6.00. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #691 out of 1195 companies in the Banks industry, placing it in the top 57.8%.
Is Coeur D'Alene Bancorp's EV-to-FCF too high?
Coeur D'Alene Bancorp's current EV-to-FCF of 8.77 is 46% above median its 10-year median of 6.00. The Banks industry median EV-to-FCF is 6.52. Coeur D'Alene Bancorp's value of 8.77 is 34.5% above this industry median. Based on the distribution chart, Coeur D'Alene Bancorp ranks #691 out of 1195 companies in the Banks industry, which is below the industry midpoint. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's EV-to-FCF compare to IBWC and CNBZ?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #691 out of 1195 companies for EV-to-FCF. This places Coeur D'Alene Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.52. Coeur D'Alene Bancorp's value of 8.77 is 34.5% above this benchmark. While the company's 10-year median is 6.00 vs. the industry median of 6.52, Coeur D'Alene Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coeur D'Alene Bancorp's current EV-to-FCF of 8.77 is 34.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Coeur D'Alene Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coeur D'Alene Bancorp's current EV-to-FCF is 8.77, which is 46% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.78, compared to a current price of $16.00 — trading 4.6% below its estimated fair value. The current EV-to-FCF is 8.77, which is 46% above median its 10-year median of 6.00 and 34.5% above the Banks industry median of 6.52. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current EV-to-FCF is 8.77 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued.
The current stock price of $16.00 is trading 4.6% below its estimated GF Value™ of $16.78.
GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.
Key valuation signals for CDAB:
EV-to-FCF: 8.77 (46% above median its 10-year median of 6.00)
GF Value™: $16.78 vs. price of $16.00 (4.6% below fair value)
Industry Position: 34.5% above the Banks median (#691 of 1195)
No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score
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