CNBP (Cornerstone Bancorp) EV-to-FCF: (As of Sep. 18, 2026)

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CNBP Cornerstone Bancorp Inc CNBP
60 GF Score
Price $120.60
GF Value $83.09
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Cornerstone Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Cornerstone Bancorp's Enterprise Value is $128.93 Mil. Cornerstone Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Cornerstone Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Cornerstone Bancorp's EV-to-FCF or its related term are showing as below:

CNBP' s EV-to-FCF Range Over the Past 10 Years
Min: -11.84   Med: 0.61   Max: 12.74
Current: 11.95

During the past 3 years, the highest EV-to-FCF of Cornerstone Bancorp was 12.74. The lowest was -11.84. And the median was 0.61.

CNBP's EV-to-FCF is ranked worse than
66.64% of 1178 companies
in the Banks industry
Industry Median: 7.335 vs CNBP: 11.95

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-18), Cornerstone Bancorp's stock price is $120.60. Cornerstone Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $8.612. Therefore, Cornerstone Bancorp's PE Ratio (TTM) for today is 14.00.


Cornerstone Bancorp  (OTCPK:CNBP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Cornerstone Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=120.60/8.612
=14.00

Cornerstone Bancorp's share price for today is $120.60.
Cornerstone Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.612.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Cornerstone Bancorp EV-to-FCF Related Terms


Cornerstone Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Cornerstone Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cornerstone Bancorp EV-to-FCF Chart

Cornerstone Bancorp Annual Data
Trend Dec23 Dec24 Dec25
EV-to-FCF
6.63 15.11 13.70

Cornerstone Bancorp Quarterly Data
Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only

CNBP vs KTHN, BSBK, UNB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Cornerstone Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cornerstone Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Cornerstone Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Cornerstone Bancorp's EV-to-FCF falls into.


CNBP
60GF Score
Cornerstone Bancorp Inc CNBP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cornerstone Bancorp EV-to-FCF Calculation

Cornerstone Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=128.929/0
=

Cornerstone Bancorp's current Enterprise Value is $128.93 Mil.
Cornerstone Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Cornerstone Bancorp (CNBP) Overvalued in 2026?

Based on GuruFocus' analysis, Cornerstone Bancorp stock appears to be overvalued. The current stock price of $120.60 is trading 45.1% above its estimated GF Value™ of $83.09. GuruFocus considers Cornerstone Bancorp to be Significantly Overvalued.

Key valuation signals for CNBP:

  • EV-to-FCF:
  • GF Value™: $83.09 vs. price of $120.60 (45.1% above fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the CNBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cornerstone Bancorp Business Description

Address One West Northwest Highway, Palatine, IL, USA, 60067
Cornerstone Bancorp Inc provides financial services to individuals and businesses. The company's primary deposit products are demand deposits, savings, money market, and term certificate accounts, and its primary lending products are commercial and commercial mortgage loans. The company has a mortgage banking operation in which residential mortgage loans are originated and sold to the secondary market. The Corporation has one operating segment: community banking.
60GF Score

Get the complete analysis for CNBP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.60
Price
$83.09
GF Value