Eastern Bank (DHA:EBL) EV-to-FCF: 2.94 (As of Jul. 08, 2026) — 18% Below Median


DHA:EBL Eastern Bank PLC DHA:EBL
90 GF Score
Price BDT24.60
GF Value BDT28.16
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Eastern Bank EV-to-FCF?

Eastern Bank DHA:EBL -0.40% 90 EV-to-FCF is 2.94 as of Jul. 08, 2026, which is 18% below its 10-year median of 3.57. GuruFocus rates DHA:EBL with a GF Score™ of 90/100 and a GF Value™ of BDT28.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,195 Banks companies, Eastern Bank ranks better than 66.69% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Eastern Bank's Enterprise Value is BDT96,284 Mil. Eastern Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT32,801 Mil. Therefore, Eastern Bank's EV-to-FCF for today is 2.94.

The historical rank and industry rank for Eastern Bank's EV-to-FCF or its related term are showing as below:

DHA:EBL' s EV-to-FCF Range Over the Past 10 Years
Min: -45.05   Med: 3.57   Max: 52.53
Current: 2.94

During the past 11 years, the highest EV-to-FCF of Eastern Bank was 52.53. The lowest was -45.05. And the median was 3.57.

DHA:EBL's EV-to-FCF is ranked better than
66.69% of 1195 companies
in the Banks industry
Industry Median: 6.57 vs DHA:EBL: 2.94

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-08), Eastern Bank's stock price is BDT24.60. Eastern Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT5.332. Therefore, Eastern Bank's PE Ratio (TTM) for today is 4.61.


Eastern Bank  (DHA:EBL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Eastern Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=24.60/5.332
=4.61

Eastern Bank's share price for today is BDT24.60.
Eastern Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT5.332.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Eastern Bank EV-to-FCF Related Terms


Eastern Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Eastern Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eastern Bank EV-to-FCF Chart

Eastern Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.16 7.32 7.92 3.27 3.53

Eastern Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 4.24 2.52 3.53 2.98

Eastern Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Eastern Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eastern Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Eastern Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Eastern Bank's EV-to-FCF falls into.


DHA:EBL
90GF Score
Eastern Bank PLC DHA:EBL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eastern Bank EV-to-FCF Calculation

Eastern Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=96283.789/32800.611
=2.94

Eastern Bank's current Enterprise Value is BDT96,284 Mil.
Eastern Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT32,801 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 2.94 mean?
Eastern Bank (DHA:EBL) has a EV-to-FCF of 2.94 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eastern Bank and its competitors. This is 18% below median its historical median of 3.57. According to the industry distribution chart, Eastern Bank ranks #398 out of 1195 companies in the Banks industry, placing it in the top 33.3%.
Is Eastern Bank's EV-to-FCF too high?
Eastern Bank's current EV-to-FCF of 2.94 is 18% below median its 10-year median of 3.57. The Banks industry median EV-to-FCF is 6.57. Eastern Bank's value of 2.94 is 55.3% below this industry median. Based on the distribution chart, Eastern Bank ranks #398 out of 1195 companies in the Banks industry, which is above the industry midpoint. Overall, Eastern Bank has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Eastern Bank ranks #398 out of 1195 companies for EV-to-FCF. This puts Eastern Bank in the upper half of its industry. The industry median EV-to-FCF is 6.57. Eastern Bank's value of 2.94 is 55.3% below this benchmark. While the company's 10-year median is 3.57 vs. the industry median of 6.57, Eastern Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bank's current EV-to-FCF of 2.94 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eastern Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bank's current EV-to-FCF is 2.94, which is 18% below median its own 10-year median of 3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bank stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bank (DHA:EBL) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT28.16, compared to a current price of BDT24.60 — trading 12.6% below its estimated fair value. The current EV-to-FCF is 2.94, which is 18% below median its 10-year median of 3.57 and 55.3% below the Banks industry median of 6.57. Eastern Bank's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Eastern Bank (DHA:EBL), the current EV-to-FCF is 2.94 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eastern Bank (DHA:EBL) Overvalued in 2026?

Based on GuruFocus' analysis, Eastern Bank stock appears to be undervalued. The current stock price of BDT24.60 is trading 12.6% below its estimated GF Value™ of BDT28.16. GuruFocus considers Eastern Bank to be Modestly Undervalued.

Key valuation signals for DHA:EBL:

  • EV-to-FCF: 2.94 (18% below median its 10-year median of 3.57)
  • GF Value™: BDT28.16 vs. price of BDT24.60 (12.6% below fair value)
  • GF Score™: 90/100 with 3 warning signs
  • Industry Position: 55.3% below the Banks median (#398 of 1195)

No single metric tells the full story. See the DHA:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eastern Bank Business Description

Address 100 Gulshan Avenue, Dhaka, BGD, 1212
Eastern Bank PLC provides a wide range of commercial banking products and services through Corporate Banking, Retail & SME Banking and Treasury. Its services include term lending, project financing, working capital financing, trade financing, cash management solutions, deposit services, personal and SME financing, card services, digital banking services and agent banking. Its Segments are Domestic Banking Operation (DBO), Offshore Banking Operation (OBO), Islamic Banking (IB), EBL Securities PLC. (EBLSL), EBL Investments Limited (EBLIL), EBL Finance (HK) Limited and EBL Asset Management Ltd. Maximum revenue is generated from the Domestic Banking Operation segment, which offers commercial banking products and services through Corporate, Retail & SME Banking and Treasury business units.
90GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT24.60
Price
BDT28.16
GF Value