Erste Group Bank AG.EBKOF +0.14%76 EV-to-FCF is 10.31 as of Jul. 13, 2026, which is 2932% above its 10-year median of 0.34. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $79.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,198 Banks companies, Erste Group Bank AG. ranks worse than 63.44% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Erste Group Bank AG.'s Enterprise Value is $85,892 Mil.
Erste Group Bank AG.'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $8,335 Mil. Therefore, Erste Group Bank AG.'s EV-to-FCF for today is 10.31.
The historical rank and industry rank for Erste Group Bank AG.'s EV-to-FCF or its related term are showing as below:
EBKOF'
s EV-to-FCF Range Over the Past 10 Years
Min: -234.98 Med: 0.34 Max: 29.88
Current: 10.43
During the past 13 years, the highest EV-to-FCF of Erste Group Bank AG. was 29.88. The lowest was -234.98. And the median was 0.34.
EBKOF's EV-to-FCF is ranked worse than 63.44% of 1198
companies
in the Banks industry
Industry Median: 6.565
vs EBKOF: 10.43
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Group Bank AG. (OTCPK:EBKOF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Group Bank AG.'s PE Ratio (TTM) for today is calculated as:
Erste Group Bank AG.'s share price for today is $134.8066.
Erste Group Bank AG.'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.651.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Erste Group Bank AG. EV-to-FCF Related Terms
Erste Group Bank AG. EV-to-FCF Historical Data
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The historical data trend for Erste Group Bank AG.'s EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Group Bank AG.'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Group Bank AG. EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Erste Group Bank AG.'s EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Erste Group Bank AG.'s EV-to-FCF falls into.
Erste Group Bank AG.'s current Enterprise Value is $85,892 Mil.
Erste Group Bank AG.'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8,335 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Group Bank AG. (EBKOF) has a EV-to-FCF of 10.31 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erste Group Bank AG. and its competitors. This is 2932% above median its historical median of 0.34. According to the industry distribution chart, Erste Group Bank AG. ranks #760 out of 1198 companies in the Banks industry, placing it in the top 63.4%.
Is Erste Group Bank AG.'s EV-to-FCF too high?
Erste Group Bank AG.'s current EV-to-FCF of 10.31 is 2932% above median its 10-year median of 0.34. The Banks industry median EV-to-FCF is 6.57. Erste Group Bank AG.'s value of 10.31 is 57% above this industry median. Based on the distribution chart, Erste Group Bank AG. ranks #760 out of 1198 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Erste Group Bank AG. ranks #760 out of 1198 companies for EV-to-FCF. This places Erste Group Bank AG. in the lower half of its industry. The industry median EV-to-FCF is 6.57. Erste Group Bank AG.'s value of 10.31 is 57% above this benchmark. While the company's 10-year median is 0.34 vs. the industry median of 6.57, Erste Group Bank AG. has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Group Bank AG.'s current EV-to-FCF of 10.31 is 57% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erste Group Bank AG. and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Group Bank AG.'s current EV-to-FCF is 10.31, which is 2932% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $79.63, compared to a current price of $134.81 — trading 69.3% above its estimated fair value. The current EV-to-FCF is 10.31, which is 2932% above median its 10-year median of 0.34 and 57% above the Banks industry median of 6.57. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current EV-to-FCF is 10.31 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued.
The current stock price of $134.81 is trading 69.3% above its estimated GF Value™ of $79.63.
GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.
Key valuation signals for EBKOF:
EV-to-FCF: 10.31 (2932% above median its 10-year median of 0.34)
GF Value™: $79.63 vs. price of $134.81 (69.3% above fair value)
Industry Position: 57% above the Banks median (#760 of 1198)
No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score
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