EFSC (Enterprise Financial Services) EV-to-FCF: 11.33 (As of Jul. 02, 2026) — 22% Above Median


EFSC Enterprise Financial Services Corp EFSC
69 GF Score
Price $66.90
GF Value $63.38
Valuation Fairly Valued
! 6 Warning Signs
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What is Enterprise Financial Services EV-to-FCF?

Enterprise Financial Services EFSC +1.55% 69 EV-to-FCF is 11.33 as of Jul. 02, 2026, which is 22% above its 10-year median of 9.27. GuruFocus rates EFSC with a GF Score™ of 69/100 and a GF Value™ of $63.38 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,194 Banks companies, Enterprise Financial Services ranks worse than 66.5% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Enterprise Financial Services's Enterprise Value is $2,305.3 Mil. Enterprise Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $203.4 Mil. Therefore, Enterprise Financial Services's EV-to-FCF for today is 11.33.

The historical rank and industry rank for Enterprise Financial Services's EV-to-FCF or its related term are showing as below:

EFSC' s EV-to-FCF Range Over the Past 10 Years
Min: 0.49   Med: 9.27   Max: 34.09
Current: 11.33

During the past 13 years, the highest EV-to-FCF of Enterprise Financial Services was 34.09. The lowest was 0.49. And the median was 9.27.

EFSC's EV-to-FCF is ranked worse than
66.5% of 1194 companies
in the Banks industry
Industry Median: 6.655 vs EFSC: 11.33

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Enterprise Financial Services's stock price is $66.90. Enterprise Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $5.300. Therefore, Enterprise Financial Services's PE Ratio (TTM) for today is 12.62.


Enterprise Financial Services  (NAS:EFSC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Enterprise Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=66.90/5.300
=12.62

Enterprise Financial Services's share price for today is $66.90.
Enterprise Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.300.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Enterprise Financial Services EV-to-FCF Related Terms


Enterprise Financial Services EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services EV-to-FCF Chart

Enterprise Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 8.88 5.78 6.63 8.70

Enterprise Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.84 9.83 12.59 8.70 9.03

EFSC vs INTR, BUSE, HAPN: EV-to-FCF Comparison

For the Banks - Regional subindustry, Enterprise Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services's EV-to-FCF falls into.


EFSC
69GF Score
Enterprise Financial Services Corp EFSC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Financial Services EV-to-FCF Calculation

Enterprise Financial Services's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2305.342/203.388
=11.33

Enterprise Financial Services's current Enterprise Value is $2,305.3 Mil.
Enterprise Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $203.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 11.33 mean?
Enterprise Financial Services (EFSC) has a EV-to-FCF of 11.33 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Enterprise Financial Services and its competitors. This is 22% above median its historical median of 9.27. Over the past decade, Enterprise Financial Services' EV-to-FCF has ranged from 0.49 to 34.09. According to the industry distribution chart, Enterprise Financial Services ranks #794 out of 1194 companies in the Banks industry, placing it in the top 66.5%.
Is Enterprise Financial Services' EV-to-FCF too high?
Enterprise Financial Services' current EV-to-FCF of 11.33 is 22% above median its 10-year median of 9.27. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 34.09. The Banks industry median EV-to-FCF is 6.66. Enterprise Financial Services' value of 11.33 is 70.2% above this industry median. Based on the distribution chart, Enterprise Financial Services ranks #794 out of 1194 companies in the Banks industry, which is below the industry midpoint. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' EV-to-FCF compare to INTR and BUSE?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #794 out of 1194 companies for EV-to-FCF. This places Enterprise Financial Services in the lower half of its industry. The industry median EV-to-FCF is 6.66. Enterprise Financial Services' value of 11.33 is 70.2% above this benchmark. Historically, Enterprise Financial Services' own EV-to-FCF has ranged from 0.49 to 34.09 over the past decade. While the company's 10-year median is 9.27 vs. the industry median of 6.66, Enterprise Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.66, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current EV-to-FCF of 11.33 is 70.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Enterprise Financial Services and its competitors. For the Banks industry, the median EV-to-FCF is 6.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current EV-to-FCF is 11.33, which is 22% above median its own 10-year median of 9.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.38, compared to a current price of $66.90 — trading 5.6% above its estimated fair value. The current EV-to-FCF is 11.33, which is 22% above median its 10-year median of 9.27 and 70.2% above the Banks industry median of 6.66. Enterprise Financial Services' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current EV-to-FCF is 11.33 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued. The current stock price of $66.90 is trading 5.6% above its estimated GF Value™ of $63.38. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • EV-to-FCF: 11.33 (22% above median its 10-year median of 9.27)
  • GF Value™: $63.38 vs. price of $66.90 (5.6% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 70.2% above the Banks median (#794 of 1194)

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score

Get the complete analysis for EFSC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.90
Price
$63.38
GF Value