The historical rank and industry rank for PT Asuransi Multi Artha Guna Tbk's EV-to-FCF or its related term are showing as below:
ISX:AMAG'
s EV-to-FCF Range Over the Past 10 Years
Min: -1007.39 Med: 5.76 Max: 280.62
Current: 17.31
During the past 13 years, the highest EV-to-FCF of PT Asuransi Multi Artha Guna Tbk was 280.62. The lowest was -1007.39. And the median was 5.76.
ISX:AMAG's EV-to-FCF is ranked worse than 72.91% of 395
companies
in the Insurance industry
Industry Median: 9.94
vs ISX:AMAG: 17.31
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Multi Artha Guna Tbk's PE Ratio (TTM) for today is calculated as:
PT Asuransi Multi Artha Guna Tbk's share price for today is Rp388.00.
PT Asuransi Multi Artha Guna Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp39.147.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Asuransi Multi Artha Guna Tbk EV-to-FCF Related Terms
PT Asuransi Multi Artha Guna Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Multi Artha Guna Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Multi Artha Guna Tbk EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Multi Artha Guna Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Asuransi Multi Artha Guna Tbk's EV-to-FCF falls into.
PT Asuransi Multi Artha Guna Tbk's current Enterprise Value is Rp1,431,245 Mil.
PT Asuransi Multi Artha Guna Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp82,699 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) has a EV-to-FCF of 17.31 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. This is 201% above median its historical median of 5.76. According to the industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #288 out of 395 companies in the Insurance industry, placing it in the top 72.9%.
Is PT Asuransi Multi Artha Guna Tbk's EV-to-FCF too high?
PT Asuransi Multi Artha Guna Tbk's current EV-to-FCF of 17.31 is 201% above median its 10-year median of 5.76. The Insurance industry median EV-to-FCF is 9.94. PT Asuransi Multi Artha Guna Tbk's value of 17.31 is 74.1% above this industry median. Based on the distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #288 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Multi Artha Guna Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Multi Artha Guna Tbk's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Multi Artha Guna Tbk ranks #288 out of 395 companies for EV-to-FCF. This places PT Asuransi Multi Artha Guna Tbk in the lower half of its industry. The industry median EV-to-FCF is 9.94. PT Asuransi Multi Artha Guna Tbk's value of 17.31 is 74.1% above this benchmark. While the company's 10-year median is 5.76 vs. the industry median of 9.94, PT Asuransi Multi Artha Guna Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.94, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Multi Artha Guna Tbk's current EV-to-FCF of 17.31 is 74.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Multi Artha Guna Tbk and its competitors. For the Insurance industry, the median EV-to-FCF is 9.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Multi Artha Guna Tbk's current EV-to-FCF is 17.31, which is 201% above median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Multi Artha Guna Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp447.36, compared to a current price of Rp388.00 — trading 13.3% below its estimated fair value. The current EV-to-FCF is 17.31, which is 201% above median its 10-year median of 5.76 and 74.1% above the Insurance industry median of 9.94. PT Asuransi Multi Artha Guna Tbk's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Asuransi Multi Artha Guna Tbk (ISX:AMAG), the current EV-to-FCF is 17.31 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Multi Artha Guna Tbk (ISX:AMAG) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Multi Artha Guna Tbk stock appears to be undervalued.
The current stock price of Rp388.00 is trading 13.3% below its estimated GF Value™ of Rp447.36.
GuruFocus considers PT Asuransi Multi Artha Guna Tbk to be Modestly Undervalued.
Key valuation signals for ISX:AMAG:
EV-to-FCF: 17.31 (201% above median its 10-year median of 5.76)
GF Value™: Rp447.36 vs. price of Rp388.00 (13.3% below fair value)
Industry Position: 74.1% above the Insurance median (#288 of 395)
No single metric tells the full story. See the ISX:AMAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Multi Artha Guna Tbk Business Description
PT Asuransi Multi Artha Guna Tbk is an insurance company. The company provides insurance in the areas of fire, earthquake, property, engineering, motor, heavy equipment, cargo, burglary, money, personal accident, health, travel, and suretyship. It also provides insurance for cash in ATM, car loan insurance, retail credit insurance, oil and gas insurance, insurance for cash in management, insurance for garage keeper liability, business protection plus insurance, and comprehensive machinery insurance. The company's reportable segments are based on the class of insurance business and include Motor vehicles, Health, Fire and Others. Maximum revenue is generated from the Motor vehicles segment.
65GF Score
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