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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Asuransi Ramayana Tbk's Enterprise Value is Rp349,573 Mil.
PT Asuransi Ramayana Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp27,419 Mil. Therefore, PT Asuransi Ramayana Tbk's EV-to-FCF for today is 12.75.
The historical rank and industry rank for PT Asuransi Ramayana Tbk's EV-to-FCF or its related term are showing as below:
ISX:ASRM'
s EV-to-FCF Range Over the Past 10 Years
Min: -239.33 Med: -5.61 Max: 145.21
Current: 12.66
During the past 13 years, the highest EV-to-FCF of PT Asuransi Ramayana Tbk was 145.21. The lowest was -239.33. And the median was -5.61.
ISX:ASRM's EV-to-FCF is ranked worse than 60.51% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs ISX:ASRM: 12.66
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Asuransi Ramayana Tbk's PE Ratio (TTM) for today is calculated as:
PT Asuransi Ramayana Tbk's share price for today is Rp250.00.
PT Asuransi Ramayana Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp13.984.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Asuransi Ramayana Tbk EV-to-FCF Related Terms
PT Asuransi Ramayana Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Ramayana Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Ramayana Tbk EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Ramayana Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Asuransi Ramayana Tbk's EV-to-FCF falls into.
PT Asuransi Ramayana Tbk's current Enterprise Value is Rp349,573 Mil.
PT Asuransi Ramayana Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp27,419 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Ramayana Tbk (ISX:ASRM) has a EV-to-FCF of 12.75 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Ramayana Tbk and its competitors. According to the industry distribution chart, PT Asuransi Ramayana Tbk ranks #239 out of 395 companies in the Insurance industry, placing it in the top 60.5%.
Is PT Asuransi Ramayana Tbk's EV-to-FCF too high?
PT Asuransi Ramayana Tbk's current EV-to-FCF is 12.75. The Insurance industry median EV-to-FCF is 9.97. PT Asuransi Ramayana Tbk's value of 12.75 is 27.9% above this industry median. Based on the distribution chart, PT Asuransi Ramayana Tbk ranks #239 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Ramayana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Ramayana Tbk's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Ramayana Tbk ranks #239 out of 395 companies for EV-to-FCF. This places PT Asuransi Ramayana Tbk in the lower half of its industry. The industry median EV-to-FCF is 9.97. PT Asuransi Ramayana Tbk's value of 12.75 is 27.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Ramayana Tbk's current EV-to-FCF of 12.75 is 27.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Asuransi Ramayana Tbk and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Ramayana Tbk's current EV-to-FCF is 12.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Ramayana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk (ISX:ASRM) is currently considered Fairly Valued. The stock's GF Value™ is Rp254.21, compared to a current price of Rp250.00 — trading 1.7% below its estimated fair value. The current EV-to-FCF is 12.75 and 27.9% above the Insurance industry median of 9.97. PT Asuransi Ramayana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Asuransi Ramayana Tbk (ISX:ASRM), the current EV-to-FCF is 12.75 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Ramayana Tbk (ISX:ASRM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Ramayana Tbk stock appears to be undervalued.
The current stock price of Rp250.00 is trading 1.7% below its estimated GF Value™ of Rp254.21.
GuruFocus considers PT Asuransi Ramayana Tbk to be Fairly Valued.
Key valuation signals for ISX:ASRM:
EV-to-FCF: 12.75
GF Value™: Rp254.21 vs. price of Rp250.00 (1.7% below fair value)
Industry Position: 27.9% above the Insurance median (#239 of 395)
No single metric tells the full story. See the ISX:ASRM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Ramayana Tbk is an Indonesia-based company engaged in the general insurance business. The products of the company include property insurance, motor vehicle insurance, engineering insurance, marine insurance, health insurance, aviation insurance, electronic equipment insurance, machinery breakdown insurance, personal accident insurance, money insurance, surety bonds, and others. The firm operates through the General Insurance and Office Building Rental segments.
55GF Score
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