The historical rank and industry rank for PT Clipan Finance Indonesia Tbk's EV-to-FCF or its related term are showing as below:
ISX:CFIN'
s EV-to-FCF Range Over the Past 10 Years
Min: -69 Med: -1.4 Max: 53.79
Current: 7.07
During the past 13 years, the highest EV-to-FCF of PT Clipan Finance Indonesia Tbk was 53.79. The lowest was -69.00. And the median was -1.40.
ISX:CFIN's EV-to-FCF is ranked better than 64.64% of 263
companies
in the Credit Services industry
Industry Median: 13.72
vs ISX:CFIN: 7.07
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Clipan Finance Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Clipan Finance Indonesia Tbk's share price for today is Rp322.00.
PT Clipan Finance Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp59.360.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Clipan Finance Indonesia Tbk EV-to-FCF Related Terms
PT Clipan Finance Indonesia Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT Clipan Finance Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Clipan Finance Indonesia Tbk EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Clipan Finance Indonesia Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Clipan Finance Indonesia Tbk's EV-to-FCF falls into.
PT Clipan Finance Indonesia Tbk's current Enterprise Value is Rp4,726,390 Mil.
PT Clipan Finance Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp699,917 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Clipan Finance Indonesia Tbk (ISX:CFIN) has a EV-to-FCF of 6.75 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #93 out of 263 companies in the Credit Services industry, placing it in the top 35.4%.
Is PT Clipan Finance Indonesia Tbk's EV-to-FCF too high?
PT Clipan Finance Indonesia Tbk's current EV-to-FCF is 6.75. The Credit Services industry median EV-to-FCF is 13.72. PT Clipan Finance Indonesia Tbk's value of 6.75 is 50.8% below this industry median. Based on the distribution chart, PT Clipan Finance Indonesia Tbk ranks #93 out of 263 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Clipan Finance Indonesia Tbk has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Clipan Finance Indonesia Tbk's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, PT Clipan Finance Indonesia Tbk ranks #93 out of 263 companies for EV-to-FCF. This puts PT Clipan Finance Indonesia Tbk in the upper half of its industry. The industry median EV-to-FCF is 13.72. PT Clipan Finance Indonesia Tbk's value of 6.75 is 50.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.72, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Clipan Finance Indonesia Tbk's current EV-to-FCF of 6.75 is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Clipan Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Clipan Finance Indonesia Tbk's current EV-to-FCF is 6.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Clipan Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk (ISX:CFIN) is currently considered Fairly Valued. The stock's GF Value™ is Rp347.38, compared to a current price of Rp322.00 — trading 7.3% below its estimated fair value. The current EV-to-FCF is 6.75 and 50.8% below the Credit Services industry median of 13.72. PT Clipan Finance Indonesia Tbk's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Clipan Finance Indonesia Tbk (ISX:CFIN), the current EV-to-FCF is 6.75 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Clipan Finance Indonesia Tbk (ISX:CFIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Clipan Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp322.00 is trading 7.3% below its estimated GF Value™ of Rp347.38.
GuruFocus considers PT Clipan Finance Indonesia Tbk to be Fairly Valued.
Key valuation signals for ISX:CFIN:
EV-to-FCF: 6.75
GF Value™: Rp347.38 vs. price of Rp322.00 (7.3% below fair value)
Industry Position: 50.8% below the Credit Services median (#93 of 263)
No single metric tells the full story. See the ISX:CFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Clipan Finance Indonesia Tbk Business Description
PT Clipan Finance Indonesia Tbk is an Indonesian company engaged in providing financing solutions for new cars, used cars, heavy equipment, and multipurpose vehicles. Its operating segments are: Factoring, Sale and leaseback, Finance lease, and Consumer financing. The majority of its revenue is generated from the Consumer financing segment, which includes income generated from services like investment financing, working capital financing, and multi-purpose financing.
72GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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