ISX:LIFE'
s EV-to-FCF Range Over the Past 10 Years
Min: -206.96 Med: -12.48 Max: 362.07
Current: 21.77
During the past 10 years, the highest EV-to-FCF of PT MSIG Life Insurance Indonesia Tbk was 362.07. The lowest was -206.96. And the median was -12.48.
ISX:LIFE's EV-to-FCF is ranked worse than 80.51% of 395
companies
in the Insurance industry
Industry Median: 9.94
vs ISX:LIFE: 21.77
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT MSIG Life Insurance Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT MSIG Life Insurance Indonesia Tbk's share price for today is Rp5875.00.
PT MSIG Life Insurance Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp130.400.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT MSIG Life Insurance Indonesia Tbk EV-to-FCF Related Terms
PT MSIG Life Insurance Indonesia Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MSIG Life Insurance Indonesia Tbk EV-to-FCF Chart
For the Insurance - Life subindustry, PT MSIG Life Insurance Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MSIG Life Insurance Indonesia Tbk EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT MSIG Life Insurance Indonesia Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT MSIG Life Insurance Indonesia Tbk's EV-to-FCF falls into.
PT MSIG Life Insurance Indonesia Tbk's current Enterprise Value is Rp11,414,373 Mil.
PT MSIG Life Insurance Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp524,201 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) has a EV-to-FCF of 21.77 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. According to the industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 395 companies in the Insurance industry, placing it in the top 80.5%.
Is PT MSIG Life Insurance Indonesia Tbk's EV-to-FCF too high?
PT MSIG Life Insurance Indonesia Tbk's current EV-to-FCF is 21.77. The Insurance industry median EV-to-FCF is 9.94. PT MSIG Life Insurance Indonesia Tbk's value of 21.77 is 119% above this industry median. Based on the distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT MSIG Life Insurance Indonesia Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MSIG Life Insurance Indonesia Tbk's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 395 companies for EV-to-FCF. This places PT MSIG Life Insurance Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 9.94. PT MSIG Life Insurance Indonesia Tbk's value of 21.77 is 119% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.94, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MSIG Life Insurance Indonesia Tbk's current EV-to-FCF of 21.77 is 119% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. For the Insurance industry, the median EV-to-FCF is 9.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MSIG Life Insurance Indonesia Tbk's current EV-to-FCF is 21.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MSIG Life Insurance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp7,182.64, compared to a current price of Rp5,875.00 — trading 18.2% below its estimated fair value. The current EV-to-FCF is 21.77 and 119% above the Insurance industry median of 9.94. PT MSIG Life Insurance Indonesia Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE), the current EV-to-FCF is 21.77 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp5,875.00 is trading 18.2% below its estimated GF Value™ of Rp7,182.64.
GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:LIFE:
EV-to-FCF: 21.77
GF Value™: Rp7,182.64 vs. price of Rp5,875.00 (18.2% below fair value)
Industry Position: 119% above the Insurance median (#318 of 395)
No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MSIG Life Insurance Indonesia Tbk Business Description
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
70GF Score
Get the complete analysis for ISX:LIFE
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:LIFE has been successfully added to your 
