PT Bank Multiarta Sentosa Tbk (ISX:MASB) EV-to-FCF: -0.23 (As of Jun. 27, 2026)


ISX:MASB PT Bank Multiarta Sentosa Tbk ISX:MASB
69 GF Score
Price Rp3,370.00
GF Value Rp4,053.88
Valuation Modestly Undervalued
! 1 Warning Sign
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What is PT Bank Multiarta Sentosa Tbk EV-to-FCF?

PT Bank Multiarta Sentosa Tbk ISX:MASB 69 EV-to-FCF is -0.23 as of Jun. 27, 2026. GuruFocus rates ISX:MASB with a GF Score™ of 69/100 and a GF Value™ of Rp4,053.88 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,195 Banks companies, PT Bank Multiarta Sentosa Tbk ranks better than 86.11% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Multiarta Sentosa Tbk's Enterprise Value is Rp-559,093 Mil. PT Bank Multiarta Sentosa Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp2,484,466 Mil. Therefore, PT Bank Multiarta Sentosa Tbk's EV-to-FCF for today is -0.23.

The historical rank and industry rank for PT Bank Multiarta Sentosa Tbk's EV-to-FCF or its related term are showing as below:

ISX:MASB' s EV-to-FCF Range Over the Past 10 Years
Min: -5.07   Med: -0.25   Max: 1.54
Current: -0.21

During the past 8 years, the highest EV-to-FCF of PT Bank Multiarta Sentosa Tbk was 1.54. The lowest was -5.07. And the median was -0.25.

ISX:MASB's EV-to-FCF is ranked better than
86.11% of 1195 companies
in the Banks industry
Industry Median: 6.52 vs ISX:MASB: -0.21

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), PT Bank Multiarta Sentosa Tbk's stock price is Rp3370.00. PT Bank Multiarta Sentosa Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp148.817. Therefore, PT Bank Multiarta Sentosa Tbk's PE Ratio (TTM) for today is 22.65.


PT Bank Multiarta Sentosa Tbk  (ISX:MASB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Multiarta Sentosa Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3370.00/148.817
=22.65

PT Bank Multiarta Sentosa Tbk's share price for today is Rp3370.00.
PT Bank Multiarta Sentosa Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp148.817.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Multiarta Sentosa Tbk EV-to-FCF Related Terms


PT Bank Multiarta Sentosa Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Multiarta Sentosa Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Multiarta Sentosa Tbk EV-to-FCF Chart

PT Bank Multiarta Sentosa Tbk Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -1.43 0.01 -0.28 -0.21 -0.28

PT Bank Multiarta Sentosa Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 0.16 -0.48 -0.28 -0.33

PT Bank Multiarta Sentosa Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Multiarta Sentosa Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Multiarta Sentosa Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Multiarta Sentosa Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Multiarta Sentosa Tbk's EV-to-FCF falls into.


ISX:MASB
69GF Score
PT Bank Multiarta Sentosa Tbk ISX:MASB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Multiarta Sentosa Tbk EV-to-FCF Calculation

PT Bank Multiarta Sentosa Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-559093.281/2484466.214
=-0.23

PT Bank Multiarta Sentosa Tbk's current Enterprise Value is Rp-559,093 Mil.
PT Bank Multiarta Sentosa Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp2,484,466 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.23 mean?
PT Bank Multiarta Sentosa Tbk (ISX:MASB) has a EV-to-FCF of -0.23 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. According to the industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #166 out of 1195 companies in the Banks industry, placing it in the top 13.9%.
Is PT Bank Multiarta Sentosa Tbk's EV-to-FCF too high?
PT Bank Multiarta Sentosa Tbk's current EV-to-FCF is -0.23. Based on the distribution chart, PT Bank Multiarta Sentosa Tbk ranks #166 out of 1195 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Multiarta Sentosa Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Multiarta Sentosa Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Multiarta Sentosa Tbk ranks #166 out of 1195 companies for EV-to-FCF. This places PT Bank Multiarta Sentosa Tbk in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Multiarta Sentosa Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Multiarta Sentosa Tbk's current EV-to-FCF is -0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Multiarta Sentosa Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk (ISX:MASB) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp4,053.88, compared to a current price of Rp3,370.00 — trading 16.9% below its estimated fair value. The current EV-to-FCF is -0.23. PT Bank Multiarta Sentosa Tbk's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Multiarta Sentosa Tbk (ISX:MASB), the current EV-to-FCF is -0.23 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Multiarta Sentosa Tbk (ISX:MASB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Multiarta Sentosa Tbk stock appears to be undervalued. The current stock price of Rp3,370.00 is trading 16.9% below its estimated GF Value™ of Rp4,053.88. GuruFocus considers PT Bank Multiarta Sentosa Tbk to be Modestly Undervalued.

Key valuation signals for ISX:MASB:

  • EV-to-FCF: -0.23
  • GF Value™: Rp4,053.88 vs. price of Rp3,370.00 (16.9% below fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the ISX:MASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Multiarta Sentosa Tbk Business Description

Address Jalan Setiabudi Selatan Kav. 7-8, Grha Bank MAS, Kuningan, Jakarta Selatan, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. The company offers loans, savings, e-banking, and other financial services. The products and services are offered to small and medium businesses and the commercial sector, and to meet the personal banking needs of business owners, families, and employees. The Bank's operations are organized into four segments: loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Treasury segment.
69GF Score

Get the complete analysis for ISX:MASB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,370.00
Price
Rp4,053.88
GF Value