James River Group HoldingsJRVR +1.59%66 EV-to-FCF is 15.59 as of Jul. 05, 2026, which is 292% above its 10-year median of 3.98. GuruFocus rates JRVR with a GF Score™ of 66/100 and a GF Value™ of $5.93 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 394 Insurance companies, James River Group Holdings ranks worse than 69.54% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, James River Group Holdings's Enterprise Value is $441.8 Mil.
James River Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $28.3 Mil. Therefore, James River Group Holdings's EV-to-FCF for today is 15.59.
The historical rank and industry rank for James River Group Holdings's EV-to-FCF or its related term are showing as below:
JRVR'
s EV-to-FCF Range Over the Past 10 Years
Min: -22.3 Med: 3.98 Max: 51.42
Current: 15.59
During the past 13 years, the highest EV-to-FCF of James River Group Holdings was 51.42. The lowest was -22.30. And the median was 3.98.
JRVR's EV-to-FCF is ranked worse than 69.54% of 394
companies
in the Insurance industry
Industry Median: 9.72
vs JRVR: 15.59
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
James River Group Holdings (NAS:JRVR) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
James River Group Holdings's PE Ratio (TTM) for today is calculated as:
James River Group Holdings's share price for today is $4.465.
James River Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
James River Group Holdings EV-to-FCF Related Terms
James River Group Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, James River Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
James River Group Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, James River Group Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where James River Group Holdings's EV-to-FCF falls into.
James River Group Holdings's current Enterprise Value is $441.8 Mil.
James River Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $28.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
James River Group Holdings (JRVR) has a EV-to-FCF of 15.59 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on James River Group Holdings and its competitors. This is 292% above median its historical median of 3.98. According to the industry distribution chart, James River Group Holdings ranks #274 out of 394 companies in the Insurance industry, placing it in the top 69.5%.
Is James River Group Holdings' EV-to-FCF too high?
James River Group Holdings' current EV-to-FCF of 15.59 is 292% above median its 10-year median of 3.98. The Insurance industry median EV-to-FCF is 9.72. James River Group Holdings' value of 15.59 is 60.4% above this industry median. Based on the distribution chart, James River Group Holdings ranks #274 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, James River Group Holdings has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' EV-to-FCF compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #274 out of 394 companies for EV-to-FCF. This places James River Group Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.72. James River Group Holdings' value of 15.59 is 60.4% above this benchmark. While the company's 10-year median is 3.98 vs. the industry median of 9.72, James River Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current EV-to-FCF of 15.59 is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current EV-to-FCF is 15.59, which is 292% above median its own 10-year median of 3.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.93, compared to a current price of $4.47 — trading 24.7% below its estimated fair value. The current EV-to-FCF is 15.59, which is 292% above median its 10-year median of 3.98 and 60.4% above the Insurance industry median of 9.72. James River Group Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current EV-to-FCF is 15.59 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is James River Group Holdings (JRVR) Overvalued in 2026?
Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued.
The current stock price of $4.47 is trading 24.7% below its estimated GF Value™ of $5.93.
GuruFocus considers James River Group Holdings to be Modestly Undervalued.
Key valuation signals for JRVR:
EV-to-FCF: 15.59 (292% above median its 10-year median of 3.98)
GF Value™: $5.93 vs. price of $4.47 (24.7% below fair value)
Industry Position: 60.4% above the Insurance median (#274 of 394)
No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
66GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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