IGI Holdings (KAR:IGIHL) EV-to-FCF: -9.25 (As of Aug. 07, 2026)

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KAR:IGIHL IGI Holdings Ltd KAR:IGIHL
69 GF Score
Price ₨278.54
GF Value ₨192.45
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is IGI Holdings EV-to-FCF?

IGI Holdings KAR:IGIHL +0.92% 69 EV-to-FCF is -9.25 as of Aug. 07, 2026. GuruFocus rates KAR:IGIHL with a GF Score™ of 69/100 and a GF Value™ of ₨192.45 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 393 Insurance companies, IGI Holdings ranks worse than 254452.67% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, IGI Holdings's Enterprise Value is ₨40,509 Mil. IGI Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-4,381 Mil. Therefore, IGI Holdings's EV-to-FCF for today is -9.25.

The historical rank and industry rank for IGI Holdings's EV-to-FCF or its related term are showing as below:

KAR:IGIHL' s EV-to-FCF Range Over the Past 10 Years
Min: -79.22   Med: -6.71   Max: 303.19
Current: -8.8

During the past 13 years, the highest EV-to-FCF of IGI Holdings was 303.19. The lowest was -79.22. And the median was -6.71.

KAR:IGIHL's EV-to-FCF is ranked worse than
100% of 393 companies
in the Insurance industry
Industry Median: 9.38 vs KAR:IGIHL: -8.80

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-07), IGI Holdings's stock price is ₨278.54. IGI Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₨35.970. Therefore, IGI Holdings's PE Ratio (TTM) for today is 7.74.


IGI Holdings  (KAR:IGIHL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

IGI Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=278.54/35.970
=7.74

IGI Holdings's share price for today is ₨278.54.
IGI Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨35.970.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


IGI Holdings EV-to-FCF Related Terms


IGI Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for IGI Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IGI Holdings EV-to-FCF Chart

IGI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.14 -4.93 4.08 6.58 -14.08

IGI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 3.66 4.36 -14.08 -5.85

KAR:IGIHL vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, IGI Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IGI Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, IGI Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where IGI Holdings's EV-to-FCF falls into.


KAR:IGIHL
69GF Score
IGI Holdings Ltd KAR:IGIHL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IGI Holdings EV-to-FCF Calculation

IGI Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=40509.354/-4381.454
=-9.25

IGI Holdings's current Enterprise Value is ₨40,509 Mil.
IGI Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-4,381 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -9.25 mean?
IGI Holdings (KAR:IGIHL) has a EV-to-FCF of -9.25 as of Aug. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on IGI Holdings and its competitors. According to the industry distribution chart, IGI Holdings ranks #999999 out of 393 companies in the Insurance industry.
Is IGI Holdings' EV-to-FCF too high?
IGI Holdings' current EV-to-FCF is -9.25. Based on the distribution chart, IGI Holdings ranks #999999 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, IGI Holdings has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IGI Holdings' EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, IGI Holdings ranks #999999 out of 393 companies for EV-to-FCF. This places IGI Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.38, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on IGI Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IGI Holdings's current EV-to-FCF is -9.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IGI Holdings stock overvalued right now?
Based on GuruFocus' analysis, IGI Holdings (KAR:IGIHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨192.45, compared to a current price of ₨278.54 — trading 44.7% above its estimated fair value. The current EV-to-FCF is -9.25. IGI Holdings' overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For IGI Holdings (KAR:IGIHL), the current EV-to-FCF is -9.25 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IGI Holdings (KAR:IGIHL) Overvalued in 2026?

Based on GuruFocus' analysis, IGI Holdings stock appears to be overvalued. The current stock price of ₨278.54 is trading 44.7% above its estimated GF Value™ of ₨192.45. GuruFocus considers IGI Holdings to be Significantly Overvalued.

Key valuation signals for KAR:IGIHL:

  • EV-to-FCF: -9.25
  • GF Value™: ₨192.45 vs. price of ₨278.54 (44.7% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the KAR:IGIHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IGI Holdings Business Description

Address The Forum, Suite 701-713, G-20, Block 9, 7th Floor, Khayaban-e-Jami, Clifton, Karachi, PAK, 75600
IGI Holdings Ltd is a general insurance company along with its subsidiary, which provides home insurance, travel insurance, auto insurance, health insurance, fire insurance, marine insurance, motor insurance, and other insurance services. The company also acts as an investment holding company. It operates and manages separately to the nature of the services of Non-Life Insurance, which includes Fire and property insurance; Marine, aviation, and transport insurance; Motor insurance; Accident and health insurance, Miscellaneous insurance, and Life Insurance, which includes The Life (participating) segment and The Life (non-participating) segment.
69GF Score

Get the complete analysis for KAR:IGIHL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨278.54
Price
₨192.45
GF Value