Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) EV-to-FCF: 0.83 (As of Jul. 17, 2026)

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What is Vivir Seguros Compania de Seguros de Vida EV-to-FCF?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 EV-to-FCF is 0.83 as of Jul. 17, 2026. The stock has 5 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-7.2 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-FCF for today is 0.83.

The historical rank and industry rank for Vivir Seguros Compania de Seguros de Vida's EV-to-FCF or its related term are showing as below:

LIM:VIVSEGC1' s EV-to-FCF Range Over the Past 10 Years
Min: -22.25   Med: -13.06   Max: 3.23
Current: 0.83

During the past 9 years, the highest EV-to-FCF of Vivir Seguros Compania de Seguros de Vida was 3.23. The lowest was -22.25. And the median was -13.06.

LIM:VIVSEGC1's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.795 vs LIM:VIVSEGC1: 0.83

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), Vivir Seguros Compania de Seguros de Vida's stock price is S/.0.68019. Vivir Seguros Compania de Seguros de Vida's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.030. Therefore, Vivir Seguros Compania de Seguros de Vida's PE Ratio (TTM) for today is 22.67.


Vivir Seguros Compania de Seguros de Vida  (LIM:VIVSEGC1) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Vivir Seguros Compania de Seguros de Vida's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.68019/0.030
=22.67

Vivir Seguros Compania de Seguros de Vida's share price for today is S/.0.68019.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Vivir Seguros Compania de Seguros de Vida EV-to-FCF Related Terms


Vivir Seguros Compania de Seguros de Vida EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Vivir Seguros Compania de Seguros de Vida's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida EV-to-FCF Chart

Vivir Seguros Compania de Seguros de Vida Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only 1.07 -27.16 3.23 -15.42 -22.24

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only 1.07 -27.16 3.23 -15.42 -22.24

LIM:VIVSEGC1 vs : EV-to-FCF Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vivir Seguros Compania de Seguros de Vida EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's EV-to-FCF falls into.



Vivir Seguros Compania de Seguros de Vida EV-to-FCF Calculation

Vivir Seguros Compania de Seguros de Vida's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-5.981/-7.242
=0.83

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-7.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.83 mean?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a EV-to-FCF of 0.83 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors.
Is Vivir Seguros Compania de Seguros de Vida's EV-to-FCF too high?
Vivir Seguros Compania de Seguros de Vida's current EV-to-FCF is 0.83. The Insurance industry median EV-to-FCF is 9.80. Vivir Seguros Compania de Seguros de Vida's value of 0.83 is 91.5% below this industry median.
How does Vivir Seguros Compania de Seguros de Vida's EV-to-FCF compare to ?
Vivir Seguros Compania de Seguros de Vida's EV-to-FCF of 0.83 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.80. Vivir Seguros Compania de Seguros de Vida's value of 0.83 is 91.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current EV-to-FCF of 0.83 is 91.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current EV-to-FCF is 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current EV-to-FCF of 0.83. The current EV-to-FCF is 0.83 and 91.5% below the Insurance industry median of 9.80. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current EV-to-FCF is 0.83 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

Comparable Companies
Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.