Bank Handlowy w Warszawie (LTS:0DOS) EV-to-FCF: -0.89 (As of Jul. 03, 2026)


LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
69 GF Score
Price zł102.60
GF Value zł65.73
! 6 Warning Signs
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What is Bank Handlowy w Warszawie EV-to-FCF?

Bank Handlowy w Warszawie LTS:0DOS 69 EV-to-FCF is -0.89 as of Jul. 03, 2026. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł65.73. The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Bank Handlowy w Warszawie ranks better than 89.19% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Handlowy w Warszawie's Enterprise Value is zł-8,117 Mil. Bank Handlowy w Warszawie's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł9,163 Mil. Therefore, Bank Handlowy w Warszawie's EV-to-FCF for today is -0.89.

The historical rank and industry rank for Bank Handlowy w Warszawie's EV-to-FCF or its related term are showing as below:

LTS:0DOS' s EV-to-FCF Range Over the Past 10 Years
Min: -10.76   Med: 0.61   Max: 33.74
Current: -0.89

During the past 13 years, the highest EV-to-FCF of Bank Handlowy w Warszawie was 33.74. The lowest was -10.76. And the median was 0.61.

LTS:0DOS's EV-to-FCF is ranked better than
89.19% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs LTS:0DOS: -0.89

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), Bank Handlowy w Warszawie's stock price is zł102.60. Bank Handlowy w Warszawie's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł12.416. Therefore, Bank Handlowy w Warszawie's PE Ratio (TTM) for today is 8.26.


Bank Handlowy w Warszawie  (LTS:0DOS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank Handlowy w Warszawie's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=102.60/12.416
=8.26

Bank Handlowy w Warszawie's share price for today is zł102.60.
Bank Handlowy w Warszawie's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł12.416.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank Handlowy w Warszawie EV-to-FCF Related Terms


Bank Handlowy w Warszawie EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank Handlowy w Warszawie's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Handlowy w Warszawie EV-to-FCF Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 -1.59 9.92 1.40 0.94

Bank Handlowy w Warszawie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.49 -0.27 0.94 -1.19

LTS:0DOS vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Handlowy w Warszawie EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's EV-to-FCF falls into.


LTS:0DOS
69GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Handlowy w Warszawie EV-to-FCF Calculation

Bank Handlowy w Warszawie's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-8117.304/9162.847
=-0.89

Bank Handlowy w Warszawie's current Enterprise Value is zł-8,117 Mil.
Bank Handlowy w Warszawie's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł9,163 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.89 mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a EV-to-FCF of -0.89 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Handlowy w Warszawie and its competitors. According to the industry distribution chart, Bank Handlowy w Warszawie ranks #129 out of 1193 companies in the Banks industry, placing it in the top 10.8%.
Is Bank Handlowy w Warszawie's EV-to-FCF too high?
Bank Handlowy w Warszawie's current EV-to-FCF is -0.89. Based on the distribution chart, Bank Handlowy w Warszawie ranks #129 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank Handlowy w Warszawie ranks #129 out of 1193 companies for EV-to-FCF. This places Bank Handlowy w Warszawie in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Handlowy w Warszawie and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Handlowy w Warszawie's current EV-to-FCF is -0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current EV-to-FCF of -0.89. The stock's GF Value™ is zł65.73, compared to a current price of zł102.60 — trading 56.1% above its estimated fair value. The current EV-to-FCF is -0.89. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current EV-to-FCF is -0.89 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 56.1% above its estimated GF Value™ of zł65.73.

Key valuation signals for LTS:0DOS:

  • EV-to-FCF: -0.89
  • GF Value™: zł65.73 vs. price of zł102.60 (56.1% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

Get the complete analysis for LTS:0DOS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł65.73
GF Value