Bank Handlowy w Warszawie (LTS:0DOS) ROE % Adjusted to Book Value: 11.53% (As of Mar. 2026)


LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
69 GF Score
Price zł102.60
GF Value zł65.73
! 6 Warning Signs
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What is Bank Handlowy w Warszawie ROE % Adjusted to Book Value?

Bank Handlowy w Warszawie LTS:0DOS 69 ROE % Adjusted to Book Value is 11.53% as of Mar. 2026. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł65.73. The stock has 6 warning signs investors should review.

Bank Handlowy w Warszawie's ROE % for the quarter that ended in Mar. 2026 was 15.33%. Bank Handlowy w Warszawie's PB Ratio for the quarter that ended in Mar. 2026 was 1.33. Bank Handlowy w Warszawie's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.53%.

Bank Handlowy w Warszawie ROE % Adjusted to Book Value Related Terms

Bank Handlowy w Warszawie ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Bank Handlowy w Warszawie's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Handlowy w Warszawie ROE % Adjusted to Book Value Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.98 20.56 22.98 15.63 12.59

Bank Handlowy w Warszawie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.37 4.33 13.12 18.50 11.53

LTS:0DOS vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Handlowy w Warszawie ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's ROE % Adjusted to Book Value falls into.


LTS:0DOS
69GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Handlowy w Warszawie ROE % Adjusted to Book Value Calculation

Bank Handlowy w Warszawie's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.74% / 1.33
=12.59%

Bank Handlowy w Warszawie's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.33% / 1.33
=11.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.53% mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a ROE % Adjusted to Book Value of 11.53% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank Handlowy w Warszawie and its competitors.
Is Bank Handlowy w Warszawie's ROE % Adjusted to Book Value too high?
Bank Handlowy w Warszawie's current ROE % Adjusted to Book Value is 11.53%. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's ROE % Adjusted to Book Value compare to PNC and USB?
Bank Handlowy w Warszawie's ROE % Adjusted to Book Value of 11.53% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank Handlowy w Warszawie and its competitors. Bank Handlowy w Warszawie's current ROE % Adjusted to Book Value is 11.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current ROE % Adjusted to Book Value of 11.53%. The stock's GF Value™ is zł65.73, compared to a current price of zł102.60 — trading 56.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.53%. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current ROE % Adjusted to Book Value is 11.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 56.1% above its estimated GF Value™ of zł65.73.

Key valuation signals for LTS:0DOS:

  • ROE % Adjusted to Book Value: 11.53%
  • GF Value™: zł65.73 vs. price of zł102.60 (56.1% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł65.73
GF Value