Bank Handlowy w Warszawie (LTS:0DOS) Cyclically Adjusted FCF per Share: zł17.22 (As of Mar. 2026)


LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
69 GF Score
Price zł102.60
GF Value zł65.73
! 6 Warning Signs
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What is Bank Handlowy w Warszawie Cyclically Adjusted FCF per Share?

Bank Handlowy w Warszawie LTS:0DOS 69 Cyclically Adjusted FCF per Share is zł17.22 as of Mar. 2026. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł65.73. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank Handlowy w Warszawie's adjusted free cash flow per share for the three months ended in Mar. 2026 was zł34.858. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is zł17.22 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank Handlowy w Warszawie's average Cyclically Adjusted FCF Growth Rate was 43.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 21.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank Handlowy w Warszawie was 25.90% per year. The lowest was 0.90% per year. And the median was 8.30% per year.

As of today (2026-07-04), Bank Handlowy w Warszawie's current stock price is zł102.60. Bank Handlowy w Warszawie's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was zł17.22. Bank Handlowy w Warszawie's Cyclically Adjusted Price-to-FCF of today is 5.96.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Handlowy w Warszawie was 25.24. The lowest was 2.64. And the median was 8.24.


Bank Handlowy w Warszawie  (LTS:0DOS) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank Handlowy w Warszawie's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=102.60/17.22
=5.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Handlowy w Warszawie was 25.24. The lowest was 2.64. And the median was 8.24.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank Handlowy w Warszawie Cyclically Adjusted FCF per Share Related Terms


Bank Handlowy w Warszawie Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank Handlowy w Warszawie's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Handlowy w Warszawie Cyclically Adjusted FCF per Share Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.26 5.98 7.10 11.03 13.22

Bank Handlowy w Warszawie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.27 9.98 14.45 13.22 17.22

LTS:0DOS vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Handlowy w Warszawie Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's Cyclically Adjusted Price-to-FCF falls into.


LTS:0DOS
69GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Handlowy w Warszawie Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Handlowy w Warszawie's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=34.858/163.0700*163.0700
=34.858

Current CPI (Mar. 2026) = 163.0700.

Bank Handlowy w Warszawie Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.064 99.552 -0.105
201609 4.860 99.064 8.000
201612 -3.065 100.366 -4.980
201703 13.040 101.018 21.050
201706 -12.851 101.180 -20.712
201709 6.653 101.343 10.705
201712 -2.078 102.564 -3.304
201803 0.320 102.564 0.509
201806 4.507 103.378 7.109
201809 1.461 103.378 2.305
201812 52.188 103.785 81.999
201903 -52.493 104.274 -82.092
201906 3.337 105.983 5.134
201909 24.340 105.983 37.451
201912 1.054 107.123 1.604
202003 -22.040 109.076 -32.950
202006 11.343 109.402 16.907
202009 2.078 109.320 3.100
202012 15.025 109.565 22.362
202103 82.883 112.658 119.972
202106 -1.962 113.960 -2.808
202109 3.354 115.588 4.732
202112 -67.071 119.088 -91.842
202203 -25.941 125.031 -33.833
202206 9.642 131.705 11.938
202209 43.686 135.531 52.563
202212 -65.940 139.113 -77.296
202303 14.886 145.950 16.632
202306 11.143 147.009 12.360
202309 -16.307 146.113 -18.199
202312 1.185 147.741 1.308
202403 -1.281 149.044 -1.402
202406 -3.750 150.997 -4.050
202409 22.589 153.439 24.007
202412 21.768 154.660 22.952
202503 6.859 157.021 7.123
202506 34.798 157.509 36.027
202509 -10.964 158.000 -11.316
202512 11.679 158.320 12.029
202603 34.858 163.070 34.858

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of zł17.22 mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a Cyclically Adjusted FCF per Share of zł17.22 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Handlowy w Warszawie and its competitors.
Is Bank Handlowy w Warszawie's Cyclically Adjusted FCF per Share too high?
Bank Handlowy w Warszawie's current Cyclically Adjusted FCF per Share is zł17.22. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's Cyclically Adjusted FCF per Share compare to PNC and USB?
Bank Handlowy w Warszawie's Cyclically Adjusted FCF per Share of zł17.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Handlowy w Warszawie and its competitors. Bank Handlowy w Warszawie's current Cyclically Adjusted FCF per Share is zł17.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current Cyclically Adjusted FCF per Share of zł17.22. The stock's GF Value™ is zł65.73, compared to a current price of zł102.60 — trading 56.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is zł17.22. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current Cyclically Adjusted FCF per Share is zł17.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 56.1% above its estimated GF Value™ of zł65.73.

Key valuation signals for LTS:0DOS:

  • Cyclically Adjusted FCF per Share: zł17.22
  • GF Value™: zł65.73 vs. price of zł102.60 (56.1% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

Get the complete analysis for LTS:0DOS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł65.73
GF Value