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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank Handlowy w Warszawie's Debt-to-Equity or its related term are showing as below:
LTS:0DOS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 0.12
Current: 0.11
During the past 13 years, the highest Debt-to-Equity Ratio of Bank Handlowy w Warszawie was 0.12. The lowest was 0.00. And the median was 0.02.
LTS:0DOS's Debt-to-Equity is ranked better than 86.77% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs LTS:0DOS: 0.11
Bank Handlowy w Warszawie (LTS:0DOS) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank Handlowy w Warszawie Debt-to-Equity Related Terms
Bank Handlowy w Warszawie Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Handlowy w Warszawie's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Handlowy w Warszawie Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank Handlowy w Warszawie's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Handlowy w Warszawie (LTS:0DOS) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Handlowy w Warszawie and its competitors. According to the industry distribution chart, Bank Handlowy w Warszawie ranks #188 out of 1421 companies in the Banks industry, placing it in the top 13.2%.
Is Bank Handlowy w Warszawie's Debt-to-Equity too high?
Bank Handlowy w Warszawie's current Debt-to-Equity is 0.00. Based on the distribution chart, Bank Handlowy w Warszawie ranks #188 out of 1421 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Handlowy w Warszawie has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bank Handlowy w Warszawie ranks #188 out of 1421 companies for Debt-to-Equity. This places Bank Handlowy w Warszawie in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Handlowy w Warszawie and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Handlowy w Warszawie's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current Debt-to-Equity of 0.00. The stock's GF Value™ is zł66.36, compared to a current price of zł102.60 — trading 54.6% above its estimated fair value. The current Debt-to-Equity is 0.00. Bank Handlowy w Warszawie's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued.
The current stock price of zł102.60 is trading 54.6% above its estimated GF Value™ of zł66.36.
Key valuation signals for LTS:0DOS:
Debt-to-Equity: 0.00
GF Value™: zł66.36 vs. price of zł102.60 (54.6% above fair value)
No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
70GF Score
Get the complete analysis for LTS:0DOS
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