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Bank Handlowy w WarszawieLTS:0DOS 73 3-Year Dividend Growth Rate is 35.90% as of Jun. 2026, which is 1894% above its 10-year median of 1.80. GuruFocus rates LTS:0DOS with a GF Score™ of 73/100 and a GF Value™ of zł86.47. The stock has 5 warning signs investors should review. Among 962 Banks companies, Bank Handlowy w Warszawie ranks better than 85.97% on this metric.
The historical rank and industry rank for Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate or its related term are showing as below:
LTS:0DOS'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -33.7 Med: 1.8 Max: 110.2
Current: 35.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Handlowy w Warszawie was 110.20% per year. The lowest was -33.70% per year. And the median was 1.80% per year.
LTS:0DOS's 3-Year Dividend Growth Rate is ranked better than 85.97% of 962
companies
in the Banks industry
Industry Median: 10.1
vs LTS:0DOS: 35.90
During the past 12 months, Bank Handlowy w Warszawie's average Dividends Per Share Growth Rate was 28.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 35.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Handlowy w Warszawie SA is 1.11, which seems too high.
Good Sign:
Bank Handlowy w Warszawie SA stock Dividend Yield % is close to 1-year high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Bank Handlowy w Warszawie was 1.12. The lowest was 0.20. And the median was 0.84.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Handlowy w Warszawie SA is 1.11, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Bank Handlowy w Warszawie Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PLN 9.800000
2026-06-24
2026-06-25
2026-06-30
Cash Dividend
semi-annually
PLN:PLN 1.000000
PLN 3.440000
2025-10-20
2025-10-21
2025-10-28
Cash Dividend
semi-annually
PLN:PLN 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Bank Handlowy w Warszawie's Dividend Yield (%) for Today is calculated as
Current Share Price is zł102.60.
Bank Handlowy w Warszawie's Dividends per Share for the trailing twelve months (TTM) ended in Today is zł13.24.
During the past 13 years, the highest Dividend Yield of Bank Handlowy w Warszawie was 12.97%. The lowest was 1.78%. And the median was 7.27%.
Good Sign:
Bank Handlowy w Warszawie SA stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Handlowy w Warszawie 3-Year Dividend Growth Rate Related Terms>
LTS:0DOS vs USB: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Handlowy w Warszawie 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate falls into.
Bank Handlowy w Warszawie 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 35.90% mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a 3-Year Dividend Growth Rate of 35.90% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Bank Handlowy w Warszawie and its competitors. This is 1894% above median its historical median of 1.80. According to the industry distribution chart, Bank Handlowy w Warszawie ranks #135 out of 962 companies in the Banks industry, placing it in the top 14%.
Is Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate too high?
Bank Handlowy w Warszawie's current 3-Year Dividend Growth Rate of 35.90% is 1894% above median its 10-year median of 1.80. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Bank Handlowy w Warszawie's value of 35.90% is 255.4% above this industry median. Based on the distribution chart, Bank Handlowy w Warszawie ranks #135 out of 962 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Handlowy w Warszawie has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's 3-Year Dividend Growth Rate compare to USB?
According to the Banks industry distribution chart, Bank Handlowy w Warszawie ranks #135 out of 962 companies for 3-Year Dividend Growth Rate. This places Bank Handlowy w Warszawie in the top 14% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Bank Handlowy w Warszawie's value of 35.90% is 255.4% above this benchmark. While the company's 10-year median is 1.80 vs. the industry median of 10.10, Bank Handlowy w Warszawie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Handlowy w Warszawie's current 3-Year Dividend Growth Rate of 35.90% is 255.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Bank Handlowy w Warszawie and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Handlowy w Warszawie's current 3-Year Dividend Growth Rate is 35.90%, which is 1894% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current 3-Year Dividend Growth Rate of 35.90%. The stock's GF Value™ is zł86.47, compared to a current price of zł102.60 — trading 18.7% above its estimated fair value. The current 3-Year Dividend Growth Rate is 35.90%, which is 1894% above median its 10-year median of 1.80 and 255.4% above the Banks industry median of 10.10. Bank Handlowy w Warszawie's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current 3-Year Dividend Growth Rate is 35.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued.
The current stock price of zł102.60 is trading 18.7% above its estimated GF Value™ of zł86.47.
Key valuation signals for LTS:0DOS:
3-Year Dividend Growth Rate: 35.90% (1894% above median its 10-year median of 1.80)
GF Value™: zł86.47 vs. price of zł102.60 (18.7% above fair value)
Industry Position: 255.4% above the Banks median (#135 of 962)
No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
73GF Score
Get the complete analysis for LTS:0DOS
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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