Bank Handlowy w Warszawie (LTS:0DOS) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
72 GF Score
Price zł102.60
GF Value zł84.57
! 5 Warning Signs
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What is Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Handlowy w Warszawie  (LTS:0DOS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio Related Terms


Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Handlowy w Warszawie's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 3.05 2.50 2.14 1.72

Bank Handlowy w Warszawie Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.06 2.06 1.67 1.62 1.66

LTS:0DOS vs USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's Cyclically Adjusted PS Ratio falls into.


LTS:0DOS
72GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Handlowy w Warszawie Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank Handlowy w Warszawie's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bank Handlowy w Warszawie's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=5.794/162.2800*162.2800
=5.794

Current CPI (Jun. 2026) = 162.2800.

Bank Handlowy w Warszawie Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.124 99.064 6.756
201612 4.023 100.366 6.505
201703 3.789 101.018 6.087
201706 4.235 101.180 6.792
201709 4.232 101.343 6.777
201712 4.379 102.564 6.929
201803 4.531 102.564 7.169
201806 4.510 103.378 7.080
201809 4.213 103.378 6.613
201812 4.155 103.785 6.497
201903 4.335 104.274 6.747
201906 3.589 105.983 5.495
201909 4.460 105.983 6.829
201912 4.431 107.123 6.713
202003 4.331 109.076 6.444
202006 4.616 109.402 6.847
202009 3.585 109.320 5.322
202012 4.374 109.565 6.478
202103 7.418 112.658 10.685
202106 3.483 113.960 4.960
202109 3.718 115.588 5.220
202112 4.845 119.088 6.602
202203 6.656 125.031 8.639
202206 8.007 131.705 9.866
202209 6.183 135.531 7.403
202212 8.224 139.113 9.594
202303 9.787 145.950 10.882
202306 9.062 147.009 10.003
202309 9.032 146.113 10.031
202312 7.852 147.741 8.625
202403 8.489 149.044 9.243
202406 6.458 150.997 6.941
202409 6.219 153.439 6.577
202412 6.993 154.660 7.338
202503 6.165 157.021 6.371
202506 6.634 157.509 6.835
202509 5.942 158.000 6.103
202512 5.748 158.320 5.892
202603 7.714 163.070 7.677
202606 5.794 162.280 5.794

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 21.3% above its estimated GF Value™ of zł84.57.

Key valuation signals for LTS:0DOS:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: zł84.57 vs. price of zł102.60 (21.3% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
72GF Score

Get the complete analysis for LTS:0DOS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł84.57
GF Value