Bank Handlowy w WarszawieLTS:0DOS 69 Net Debt Paydown Yield % is 0.30% as of Jul. 04, 2026, which is 150% above its 10-year median of 0.12. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł66.51. The stock has 2 warning signs investors should review. Among 1,420 Banks companies, Bank Handlowy w Warszawie ranks better than 60.07% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Bank Handlowy w Warszawie's Net Debt Paydown Yield % was 0.30%.
Bank Handlowy w Warszawie (LTS:0DOS) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Bank Handlowy w Warszawie Net Debt Paydown Yield % Related Terms
Bank Handlowy w Warszawie Net Debt Paydown Yield % Historical Data
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The historical data trend for Bank Handlowy w Warszawie's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Handlowy w Warszawie Net Debt Paydown Yield % Chart
LTS:0DOS vs PNC, USB: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Bank Handlowy w Warszawie's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Handlowy w Warszawie Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Bank Handlowy w Warszawie's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.30% mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a Net Debt Paydown Yield % of 0.30% as of Jul. 04, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank Handlowy w Warszawie and its competitors. This is 150% above median its historical median of 0.12. According to the industry distribution chart, Bank Handlowy w Warszawie ranks #567 out of 1420 companies in the Banks industry, placing it in the top 39.9%.
Is Bank Handlowy w Warszawie's Net Debt Paydown Yield % too high?
Bank Handlowy w Warszawie's current Net Debt Paydown Yield % of 0.30% is 150% above median its 10-year median of 0.12. Based on the distribution chart, Bank Handlowy w Warszawie ranks #567 out of 1420 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Handlowy w Warszawie ranks #567 out of 1420 companies for Net Debt Paydown Yield %. This puts Bank Handlowy w Warszawie in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank Handlowy w Warszawie and its competitors. Bank Handlowy w Warszawie's current Net Debt Paydown Yield % is 0.30%, which is 150% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current Net Debt Paydown Yield % of 0.30%. The stock's GF Value™ is zł66.51, compared to a current price of zł102.60 — trading 54.3% above its estimated fair value. The current Net Debt Paydown Yield % is 0.30%, which is 150% above median its 10-year median of 0.12. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current Net Debt Paydown Yield % is 0.30% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued.
The current stock price of zł102.60 is trading 54.3% above its estimated GF Value™ of zł66.51.
Key valuation signals for LTS:0DOS:
Net Debt Paydown Yield %: 0.30% (150% above median its 10-year median of 0.12)
GF Value™: zł66.51 vs. price of zł102.60 (54.3% above fair value)
No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score
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