Bank Handlowy w Warszawie (LTS:0DOS) Retained Earnings: zł2,041 Mil (As of Mar. 2026)


LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
69 GF Score
Price zł102.60
GF Value zł66.51
! 2 Warning Signs
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What is Bank Handlowy w Warszawie Retained Earnings?

Bank Handlowy w Warszawie LTS:0DOS 69 Retained Earnings is zł2,041 Mil as of Mar. 2026. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł66.51. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank Handlowy w Warszawie's retained earnings for the quarter that ended in Mar. 2026 was zł2,041 Mil.

Bank Handlowy w Warszawie's quarterly retained earnings increased from Sep. 2025 (zł1,059 Mil) to Dec. 2025 (zł1,655 Mil) and increased from Dec. 2025 (zł1,655 Mil) to Mar. 2026 (zł2,041 Mil).

Bank Handlowy w Warszawie's annual retained earnings declined from Dec. 2023 (zł2,887 Mil) to Dec. 2024 (zł2,391 Mil) and declined from Dec. 2024 (zł2,391 Mil) to Dec. 2025 (zł1,655 Mil).


Bank Handlowy w Warszawie  (LTS:0DOS) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank Handlowy w Warszawie Retained Earnings Historical Data

* Premium members only.

The historical data trend for Bank Handlowy w Warszawie's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Handlowy w Warszawie Retained Earnings Chart

Bank Handlowy w Warszawie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,357.05 2,176.53 2,886.53 2,391.05 1,654.95

Bank Handlowy w Warszawie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,826.03 589.41 1,058.82 1,654.95 2,040.55
LTS:0DOS
69GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Handlowy w Warszawie Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of zł2,041 Mil mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a Retained Earnings of zł2,041 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Handlowy w Warszawie and its competitors.
Is Bank Handlowy w Warszawie's Retained Earnings too high?
Bank Handlowy w Warszawie's current Retained Earnings is zł2,041 Mil. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's Retained Earnings compare to PNC and USB?
Bank Handlowy w Warszawie's Retained Earnings of zł2,041 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Handlowy w Warszawie and its competitors. Bank Handlowy w Warszawie's current Retained Earnings is zł2,041 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current Retained Earnings of zł2,041 Mil. The stock's GF Value™ is zł66.51, compared to a current price of zł102.60 — trading 54.3% above its estimated fair value. The current Retained Earnings is zł2,041 Mil. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current Retained Earnings is zł2,041 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 54.3% above its estimated GF Value™ of zł66.51.

Key valuation signals for LTS:0DOS:

  • Retained Earnings: zł2,041 Mil
  • GF Value™: zł66.51 vs. price of zł102.60 (54.3% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

Get the complete analysis for LTS:0DOS

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł66.51
GF Value