Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Bank Handlowy w Warszawie's average Dividends Per Share Growth Rate was 28.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 35.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Handlowy w Warszawie was 110.20% per year. The lowest was -33.70% per year. And the median was 1.80% per year.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Handlowy w Warszawie SA is 1.11, which seems too high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Bank Handlowy w Warszawie was 1.12. The lowest was 0.20. And the median was 0.84.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Handlowy w Warszawie SA is 1.11, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Bank Handlowy w Warszawie Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PLN 9.800000
2026-06-24
2026-06-25
2026-06-30
Cash Dividend
semi-annually
PLN:PLN 1.000000
PLN 3.440000
2025-10-20
2025-10-21
2025-10-28
Cash Dividend
semi-annually
PLN:PLN 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Bank Handlowy w Warszawie's Dividend Yield (%) for Today is calculated as
Current Share Price is zł102.60.
Bank Handlowy w Warszawie's Dividends per Share for the trailing twelve months (TTM) ended in Today is zł13.24.
During the past 13 years, the highest Dividend Yield of Bank Handlowy w Warszawie was 12.97%. The lowest was 1.78%. And the median was 7.29%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Handlowy w Warszawie 5-Year Dividend Growth Rate Related Terms
LTS:0DOS vs USB: 5-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Bank Handlowy w Warszawie's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Handlowy w Warszawie 5-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank Handlowy w Warszawie's 5-Year Dividend Growth Rate falls into.
Bank Handlowy w Warszawie 5-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 0.00% mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a 5-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Bank Handlowy w Warszawie and its competitors. According to the industry distribution chart, Bank Handlowy w Warszawie ranks #999999 out of 727 companies in the Banks industry.
Is Bank Handlowy w Warszawie's 5-Year Dividend Growth Rate too high?
Bank Handlowy w Warszawie's current 5-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Bank Handlowy w Warszawie ranks #999999 out of 727 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Handlowy w Warszawie has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's 5-Year Dividend Growth Rate compare to USB?
According to the Banks industry distribution chart, Bank Handlowy w Warszawie ranks #999999 out of 727 companies for 5-Year Dividend Growth Rate. This places Bank Handlowy w Warszawie in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 727 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Bank Handlowy w Warszawie and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Handlowy w Warszawie's current 5-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current 5-Year Dividend Growth Rate of 0.00%. The stock's GF Value™ is zł84.57, compared to a current price of zł102.60 — trading 21.3% above its estimated fair value. The current 5-Year Dividend Growth Rate is 0.00%. Bank Handlowy w Warszawie's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued.
The current stock price of zł102.60 is trading 21.3% above its estimated GF Value™ of zł84.57.
Key valuation signals for LTS:0DOS:
5-Year Dividend Growth Rate: 0.00%
GF Value™: zł84.57 vs. price of zł102.60 (21.3% above fair value)
No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
71GF Score
Get the complete analysis for LTS:0DOS
5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0DOS has been successfully added to your 
