Bank Handlowy w Warszawie (LTS:0DOS) GF Value Rank: 3 (As of Jul. 09, 2026) — 50% Below Median


LTS:0DOS Bank Handlowy w Warszawie SA LTS:0DOS
69 GF Score
Price zł102.60
GF Value zł66.51
! 2 Warning Signs
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What is Bank Handlowy w Warszawie GF Value Rank?

Bank Handlowy w Warszawie LTS:0DOS 69 GF Value Rank is 3 as of Jul. 09, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates LTS:0DOS with a GF Score™ of 69/100 and a GF Value™ of zł66.51. The stock has 2 warning signs investors should review.

Bank Handlowy w Warszawie has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Bank Handlowy w Warszawie GF Value Rank Related Terms


LTS:0DOS vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Bank Handlowy w Warszawie's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Handlowy w Warszawie GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Bank Handlowy w Warszawie's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Bank Handlowy w Warszawie's GF Value Rank falls into.


LTS:0DOS
69GF Score
Bank Handlowy w Warszawie SA LTS:0DOS
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
Bank Handlowy w Warszawie (LTS:0DOS) has a GF Value Rank of 3 as of Jul. 09, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Bank Handlowy w Warszawie and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, Bank Handlowy w Warszawie's GF Value Rank has ranged from 2.00 to 10.00.
Is Bank Handlowy w Warszawie's GF Value Rank too high?
Bank Handlowy w Warszawie's current GF Value Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Bank Handlowy w Warszawie has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Bank Handlowy w Warszawie's GF Value Rank compare to PNC and USB?
Bank Handlowy w Warszawie's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, Bank Handlowy w Warszawie's own GF Value Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Bank Handlowy w Warszawie and its competitors. Bank Handlowy w Warszawie's current GF Value Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Handlowy w Warszawie stock overvalued right now?
Bank Handlowy w Warszawie (LTS:0DOS) has a current GF Value Rank of 3. The stock's GF Value™ is zł66.51, compared to a current price of zł102.60 — trading 54.3% above its estimated fair value. The current GF Value Rank is 3, which is 50% below median its 10-year median of 6.00. Bank Handlowy w Warszawie's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Bank Handlowy w Warszawie (LTS:0DOS), the current GF Value Rank is 3 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Handlowy w Warszawie (LTS:0DOS) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Handlowy w Warszawie stock appears to be overvalued. The current stock price of zł102.60 is trading 54.3% above its estimated GF Value™ of zł66.51.

Key valuation signals for LTS:0DOS:

  • GF Value Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: zł66.51 vs. price of zł102.60 (54.3% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the LTS:0DOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Handlowy w Warszawie Business Description

Other Exchanges BHW:Poland6HW:Germany
Address Senatorska 16 Street, Warsaw, POL, 00-923
Bank Handlowy w Warszawie SA is a Poland-based bank and the parent company of the Bank Handlowy Group. It is a subsidiary of Citigroup, through Citibank Overseas Investment Corporation. The group provides retail, corporate, and investment banking services, as well as leasing and other financial services.
69GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł102.60
Price
zł66.51
GF Value