Erste Bank PolskaLTS:0DVR 78 EV-to-FCF is 75.97 as of Jun. 29, 2026, which is 1369% above its 10-year median of 5.17. GuruFocus rates LTS:0DVR with a GF Score™ of 78/100 and a GF Value™ of zł316.76. The stock has 9 warning signs investors should review. Among 1,196 Banks companies, Erste Bank Polska ranks worse than 95.48% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Erste Bank Polska's Enterprise Value is zł66,738 Mil.
Erste Bank Polska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł879 Mil. Therefore, Erste Bank Polska's EV-to-FCF for today is 75.97.
The historical rank and industry rank for Erste Bank Polska's EV-to-FCF or its related term are showing as below:
LTS:0DVR'
s EV-to-FCF Range Over the Past 10 Years
Min: -126.84 Med: 5.17 Max: 78.25
Current: 75.97
During the past 13 years, the highest EV-to-FCF of Erste Bank Polska was 78.25. The lowest was -126.84. And the median was 5.17.
LTS:0DVR's EV-to-FCF is ranked worse than 95.48% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs LTS:0DVR: 75.97
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Bank Polska (LTS:0DVR) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Bank Polska's PE Ratio (TTM) for today is calculated as:
Erste Bank Polska's share price for today is zł395.55.
Erste Bank Polska's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł56.870.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Erste Bank Polska EV-to-FCF Related Terms
Erste Bank Polska EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Erste Bank Polska's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Bank Polska's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's EV-to-FCF falls into.
Erste Bank Polska's current Enterprise Value is zł66,738 Mil.
Erste Bank Polska's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł879 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska (LTS:0DVR) has a EV-to-FCF of 75.97 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erste Bank Polska and its competitors. This is 1369% above median its historical median of 5.17. According to the industry distribution chart, Erste Bank Polska ranks #1142 out of 1196 companies in the Banks industry, placing it in the top 95.5%.
Is Erste Bank Polska's EV-to-FCF too high?
Erste Bank Polska's current EV-to-FCF of 75.97 is 1369% above median its 10-year median of 5.17. The Banks industry median EV-to-FCF is 6.56. Erste Bank Polska's value of 75.97 is 1059% above this industry median. Based on the distribution chart, Erste Bank Polska ranks #1142 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erste Bank Polska has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #1142 out of 1196 companies for EV-to-FCF. This places Erste Bank Polska in the lower half of its industry. The industry median EV-to-FCF is 6.56. Erste Bank Polska's value of 75.97 is 1059% above this benchmark. While the company's 10-year median is 5.17 vs. the industry median of 6.56, Erste Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current EV-to-FCF of 75.97 is 1059% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current EV-to-FCF is 75.97, which is 1369% above median its own 10-year median of 5.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current EV-to-FCF of 75.97. The stock's GF Value™ is zł316.76, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current EV-to-FCF is 75.97, which is 1369% above median its 10-year median of 5.17 and 1059% above the Banks industry median of 6.56. Erste Bank Polska's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current EV-to-FCF is 75.97 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.76.
Key valuation signals for LTS:0DVR:
EV-to-FCF: 75.97 (1369% above median its 10-year median of 5.17)
GF Value™: zł316.76 vs. price of zł395.55 (24.9% above fair value)
Industry Position: 1059% above the Banks median (#1142 of 1196)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
78GF Score
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