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Erste Bank PolskaLTS:0DVR 71 Median PS Value is zł295.92 as of Aug. 11, 2026, which is 100% below its 10-year median of 0.78. GuruFocus rates LTS:0DVR with a GF Score™ of 71/100 and a GF Value™ of zł322.51 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,031 Banks companies, Erste Bank Polska ranks worse than 69.74% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Erste Bank Polska (LTS:0DVR) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Erste Bank Polska's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
395.55
/
295.92
=
1.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska Median PS Value Related Terms
Erste Bank Polska Median PS Value Historical Data
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The historical data trend for Erste Bank Polska's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Bank Polska's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.8835.
Erste Bank Polska's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł157.108.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska (LTS:0DVR) has a Median PS Value of zł295.92 as of Aug. 11, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Erste Bank Polska and its competitors. This is 37838% above median its historical median of 0.78. Over the past decade, Erste Bank Polska's Median PS Value has ranged from 0.37 to 1.34. According to the industry distribution chart, Erste Bank Polska ranks #719 out of 1031 companies in the Banks industry, placing it in the top 69.7%.
Is Erste Bank Polska's Median PS Value too high?
Erste Bank Polska's current Median PS Value of zł295.92 is 37838% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.34. Based on the distribution chart, Erste Bank Polska ranks #719 out of 1031 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Bank Polska has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Median PS Value compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #719 out of 1031 companies for Median PS Value. This places Erste Bank Polska in the lower half of its industry. The industry median Median PS Value is 1.12. Historically, Erste Bank Polska's own Median PS Value has ranged from 0.37 to 1.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.12, based on 1,031 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median Median PS Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current Median PS Value is zł295.92, which is 37838% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (LTS:0DVR) is currently considered Modestly Overvalued. The stock's GF Value™ is zł322.51, compared to a current price of zł395.55 — trading 22.6% above its estimated fair value. The current Median PS Value is zł295.92, which is 37838% above median its 10-year median of 0.78. Erste Bank Polska's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current Median PS Value is zł295.92 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 22.6% above its estimated GF Value™ of zł322.51.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for LTS:0DVR:
Median PS Value: zł295.92 (37838% above median its 10-year median of 0.78)
GF Value™: zł322.51 vs. price of zł395.55 (22.6% above fair value)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
71GF Score
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