Erste Bank Polska (LTS:0DVR) Margin of Safety % (DCF Dividends Based): 72.90% (As of Jul. 01, 2026)


LTS:0DVR Erste Bank Polska SA LTS:0DVR
80 GF Score
Price zł395.55
GF Value zł316.76
! 9 Warning Signs
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What is Erste Bank Polska Margin of Safety % (DCF Dividends Based)?

Erste Bank Polska LTS:0DVR 80 Margin of Safety % (DCF Dividends Based) is 72.90% as of Jul. 01, 2026. GuruFocus rates LTS:0DVR with a GF Score™ of 80/100 and a GF Value™ of zł316.76. The stock has 9 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-01), Erste Bank Polska's Predictability Rank is 4-Stars. Erste Bank Polska's intrinsic value calculated from the Discounted Dividend model is zł885.14 and current share price is zł395.55. Consequently,

Erste Bank Polska's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 72.90%.

LTS:0DVR vs PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Erste Bank Polska's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erste Bank Polska Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Erste Bank Polska's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Erste Bank Polska's Margin of Safety % (DCF Dividends Based) falls into.


LTS:0DVR
80GF Score
Erste Bank Polska SA LTS:0DVR
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Bank Polska Margin of Safety % (DCF Dividends Based) Calculation

Erste Bank Polska's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(1459.50-395.55)/1459.50
=72.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 72.90% mean?
Erste Bank Polska (LTS:0DVR) has a Margin of Safety % (DCF Dividends Based) of 72.90% as of Jul. 01, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Erste Bank Polska.
Is Erste Bank Polska's Margin of Safety % (DCF Dividends Based) too high?
Erste Bank Polska's current Margin of Safety % (DCF Dividends Based) is 72.90%. Overall, Erste Bank Polska has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Margin of Safety % (DCF Dividends Based) compare to PNC?
Erste Bank Polska's Margin of Safety % (DCF Dividends Based) of 72.90% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Erste Bank Polska. Erste Bank Polska's current Margin of Safety % (DCF Dividends Based) is 72.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current Margin of Safety % (DCF Dividends Based) of 72.90%. The stock's GF Value™ is zł316.76, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 72.90%. Erste Bank Polska's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current Margin of Safety % (DCF Dividends Based) is 72.90% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.76.

Key valuation signals for LTS:0DVR:

  • Margin of Safety % (DCF Dividends Based): 72.90%
  • GF Value™: zł316.76 vs. price of zł395.55 (24.9% above fair value)
  • GF Score™: 80/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
80GF Score

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Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł395.55
Price
zł316.76
GF Value