Erste Bank Polska (LTS:0DVR) OCF Margin %: -69.12% (As of Mar. 2026)


LTS:0DVR Erste Bank Polska SA LTS:0DVR
79 GF Score
Price zł395.55
GF Value zł316.57
! 9 Warning Signs
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What is Erste Bank Polska OCF Margin %?

Erste Bank Polska LTS:0DVR 79 OCF Margin % is -69.12% as of Mar. 2026. GuruFocus rates LTS:0DVR with a GF Score™ of 79/100 and a GF Value™ of zł316.57. The stock has 9 warning signs investors should review. Among 1,501 Banks companies, Erste Bank Polska ranks worse than 71.02% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Erste Bank Polska's Cash Flow from Operations for the three months ended in Mar. 2026 was zł-2,759 Mil. Erste Bank Polska's Revenue for the three months ended in Mar. 2026 was zł3,992 Mil. Therefore, Erste Bank Polska's OCF Margin % for the quarter that ended in Mar. 2026 was -69.12%.

As of today, Erste Bank Polska's current OCF Yield % is 2.28%.

The historical rank and industry rank for Erste Bank Polska's OCF Margin % or its related term are showing as below:

LTS:0DVR' s OCF Margin % Range Over the Past 10 Years
Min: -63.21   Med: 62.36   Max: 243.26
Current: 9.4

During the past 13 years, the highest OCF Margin % of Erste Bank Polska was 243.26%. The lowest was -63.21%. And the median was 62.36%.

LTS:0DVR's OCF Margin % is ranked worse than
71.02% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs LTS:0DVR: 9.40

Erste Bank Polska OCF Margin % Related Terms

Erste Bank Polska OCF Margin % Historical Data

* Premium members only.

The historical data trend for Erste Bank Polska's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Bank Polska OCF Margin % Chart

Erste Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 110.52 70.94 57.99 20.94 66.72

Erste Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 161.68 -37.41 30.25 114.00 -69.12

LTS:0DVR vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Erste Bank Polska's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erste Bank Polska OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Erste Bank Polska's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Erste Bank Polska's OCF Margin % falls into.


LTS:0DVR
79GF Score
Erste Bank Polska SA LTS:0DVR
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Bank Polska OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Erste Bank Polska's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10654.058/15969.386
=66.72 %

Erste Bank Polska's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2759.024/3991.755
=-69.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -69.12% mean?
Erste Bank Polska (LTS:0DVR) has a OCF Margin % of -69.12% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Erste Bank Polska and its competitors. According to the industry distribution chart, Erste Bank Polska ranks #1066 out of 1501 companies in the Banks industry, placing it in the top 71%.
Is Erste Bank Polska's OCF Margin % too high?
Erste Bank Polska's current OCF Margin % is -69.12%. Based on the distribution chart, Erste Bank Polska ranks #1066 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Bank Polska has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #1066 out of 1501 companies for OCF Margin %. This places Erste Bank Polska in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current OCF Margin % is -69.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current OCF Margin % of -69.12%. The stock's GF Value™ is zł316.57, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current OCF Margin % is -69.12%. Erste Bank Polska's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current OCF Margin % is -69.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.57.

Key valuation signals for LTS:0DVR:

  • OCF Margin %: -69.12%
  • GF Value™: zł316.57 vs. price of zł395.55 (24.9% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
79GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł395.55
Price
zł316.57
GF Value