Erste Bank PolskaLTS:0DVR 80 PEG Ratio is 1.04 as of Jun. 30, 2026, which is 45% below its 10-year median of 1.89. GuruFocus rates LTS:0DVR with a GF Score™ of 80/100 and a GF Value™ of zł316.76. The stock has 9 warning signs investors should review. Among 1,231 Banks companies, Erste Bank Polska ranks worse than 54.1% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Erste Bank Polska's PEG Ratio or its related term are showing as below:
LTS:0DVR'
s PEG Ratio Range Over the Past 10 Years
Min: 1.04 Med: 1.89 Max: 5.74
Current: 1.7
During the past 13 years, Erste Bank Polska's highest PEG Ratio was 5.74. The lowest was 1.04. And the median was 1.89.
LTS:0DVR's PEG Ratio is ranked worse than 54.1% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs LTS:0DVR: 1.70
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Erste Bank Polska (LTS:0DVR) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Erste Bank Polska PEG Ratio Related Terms
Erste Bank Polska PEG Ratio Historical Data
* Premium members only.
The historical data trend for Erste Bank Polska's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Bank Polska's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Erste Bank Polska (LTS:0DVR) has a PEG Ratio of 1.04 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Erste Bank Polska and its competitors. This is 45% below median its historical median of 1.89. Over the past decade, Erste Bank Polska's PEG Ratio has ranged from 1.04 to 5.74. According to the industry distribution chart, Erste Bank Polska ranks #666 out of 1231 companies in the Banks industry, placing it in the top 54.1%.
Is Erste Bank Polska's PEG Ratio too high?
Erste Bank Polska's current PEG Ratio of 1.04 is 45% below median its 10-year median of 1.89. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 5.74. The Banks industry median PEG Ratio is 1.52. Erste Bank Polska's value of 1.04 is 31.6% below this industry median. Based on the distribution chart, Erste Bank Polska ranks #666 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Bank Polska has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #666 out of 1231 companies for PEG Ratio. This places Erste Bank Polska in the lower half of its industry. The industry median PEG Ratio is 1.52. Erste Bank Polska's value of 1.04 is 31.6% below this benchmark. Historically, Erste Bank Polska's own PEG Ratio has ranged from 1.04 to 5.74 over the past decade. While the company's 10-year median is 1.89 vs. the industry median of 1.52, Erste Bank Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current PEG Ratio of 1.04 is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current PEG Ratio is 1.04, which is 45% below median its own 10-year median of 1.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current PEG Ratio of 1.04. The stock's GF Value™ is zł316.76, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current PEG Ratio is 1.04, which is 45% below median its 10-year median of 1.89 and 31.6% below the Banks industry median of 1.52. Erste Bank Polska's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current PEG Ratio is 1.04 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.76.
Key valuation signals for LTS:0DVR:
PEG Ratio: 1.04 (45% below median its 10-year median of 1.89)
GF Value™: zł316.76 vs. price of zł395.55 (24.9% above fair value)
Industry Position: 31.6% below the Banks median (#666 of 1231)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
80GF Score
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