Erste Bank Polska (LTS:0DVR) GF Score: 80/100 (As of Jul. 01, 2026) — 10% Above Median


LTS:0DVR Erste Bank Polska SA LTS:0DVR
80 GF Score
Price zł395.55
GF Value zł316.76
! 9 Warning Signs
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What is Erste Bank Polska GF Score?

Erste Bank Polska LTS:0DVR 80 GF Score is 80 as of Jul. 01, 2026, which is 10% above its 10-year median of 73.00. GuruFocus rates LTS:0DVR with a GF Score™ of 80/100 and a GF Value™ of zł316.76. The stock has 9 warning signs investors should review.

Erste Bank Polska has the GF Score of 80, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 6/10
3. Growth Rank : 9/10
4. GF Value Rank : 5/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Erste Bank Polska is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Erste Bank Polska  (LTS:0DVR) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Erste Bank Polska GF Score Related Terms

LTS:0DVR vs PNC: GF Score Comparison

For the Banks - Regional subindustry, Erste Bank Polska's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erste Bank Polska GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Erste Bank Polska's GF Score distribution charts can be found below:

* The bar in red indicates where Erste Bank Polska's GF Score falls into.


LTS:0DVR
80GF Score
Erste Bank Polska SA LTS:0DVR
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 80 mean?
Erste Bank Polska (LTS:0DVR) has a GF Score of 80 as of Jul. 01, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Erste Bank Polska and its competitors. This is 10% above median its historical median of 73.00. Over the past decade, Erste Bank Polska's GF Score has ranged from 26.00 to 86.00.
Is Erste Bank Polska's GF Score too high?
Erste Bank Polska's current GF Score of 80 is 10% above median its 10-year median of 73.00. Over the past 10 years, this metric has ranged from a low of 26.00 to a high of 86.00. Overall, Erste Bank Polska has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's GF Score compare to PNC?
Erste Bank Polska's GF Score of 80 can be compared against companies in the Banks industry. Historically, Erste Bank Polska's own GF Score has ranged from 26.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Erste Bank Polska and its competitors. Erste Bank Polska's current GF Score is 80, which is 10% above median its own 10-year median of 73.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current GF Score of 80. The stock's GF Value™ is zł316.76, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current GF Score is 80, which is 10% above median its 10-year median of 73.00. Erste Bank Polska's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current GF Score is 80 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.76.

Key valuation signals for LTS:0DVR:

  • GF Score: 80 (10% above median its 10-year median of 73.00)
  • GF Value™: zł316.76 vs. price of zł395.55 (24.9% above fair value)
  • GF Score™: 80/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
80GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł395.55
Price
zł316.76
GF Value