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Erste Bank PolskaLTS:0DVR 76 3-Year EPS without NRI Growth Rate is 32.10% as of Jun. 2026, which is 265% above its 10-year median of 8.80. GuruFocus rates LTS:0DVR with a GF Score™ of 76/100 and a GF Value™ of zł275.68 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,402 Banks companies, Erste Bank Polska ranks better than 87.3% on this metric.
During the past 12 months, Erste Bank Polska's average EPS without NRI Growth Rate was -5.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 32.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 44.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 10.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Erste Bank Polska was 80.30% per year. The lowest was -18.70% per year. And the median was 8.80% per year.
Erste Bank Polska (LTS:0DVR) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Erste Bank Polska 3-Year EPS without NRI Growth Rate Related Terms
Erste Bank Polska 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Erste Bank Polska's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's 3-Year EPS without NRI Growth Rate falls into.
Erste Bank Polska 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 32.10% mean?
Erste Bank Polska (LTS:0DVR) has a 3-Year EPS without NRI Growth Rate of 32.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Erste Bank Polska and its competitors. This is 265% above median its historical median of 8.80. According to the industry distribution chart, Erste Bank Polska ranks #178 out of 1402 companies in the Banks industry, placing it in the top 12.7%.
Is Erste Bank Polska's 3-Year EPS without NRI Growth Rate too high?
Erste Bank Polska's current 3-Year EPS without NRI Growth Rate of 32.10% is 265% above median its 10-year median of 8.80. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Erste Bank Polska's value of 32.10% is 322.4% above this industry median. Based on the distribution chart, Erste Bank Polska ranks #178 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Erste Bank Polska has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Erste Bank Polska ranks #178 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Erste Bank Polska in the top 13% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Erste Bank Polska's value of 32.10% is 322.4% above this benchmark. While the company's 10-year median is 8.80 vs. the industry median of 7.60, Erste Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current 3-Year EPS without NRI Growth Rate of 32.10% is 322.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Erste Bank Polska and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current 3-Year EPS without NRI Growth Rate is 32.10%, which is 265% above median its own 10-year median of 8.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (LTS:0DVR) is currently considered Modestly Overvalued. The stock's GF Value™ is zł275.68, compared to a current price of zł395.55 — trading 43.5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 32.10%, which is 265% above median its 10-year median of 8.80 and 322.4% above the Banks industry median of 7.60. Erste Bank Polska's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current 3-Year EPS without NRI Growth Rate is 32.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 43.5% above its estimated GF Value™ of zł275.68.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for LTS:0DVR:
3-Year EPS without NRI Growth Rate: 32.10% (265% above median its 10-year median of 8.80)
GF Value™: zł275.68 vs. price of zł395.55 (43.5% above fair value)
Industry Position: 322.4% above the Banks median (#178 of 1402)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
76GF Score
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