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The historical rank and industry rank for Erste Bank Polska's Net Cash per Share or its related term are showing as below:
LTS:0DVR's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 3.245 * Ranked among companies with meaningful Price-to-Net-Cash only.
Erste Bank Polska (LTS:0DVR) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Erste Bank Polska Net Cash per Share Related Terms
Erste Bank Polska Net Cash per Share Historical Data
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The historical data trend for Erste Bank Polska's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska Net Cash per Share Competitor Comparison
For the Banks - Regional subindustry, Erste Bank Polska's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska Price-to-Net-Cash vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's Price-to-Net-Cash falls into.
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Erste Bank Polska's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Cash per Share of zł-2,644.86 mean?
Erste Bank Polska (LTS:0DVR) has a Net Cash per Share of zł-2,644.86 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Erste Bank Polska and its competitors. According to the industry distribution chart, Erste Bank Polska ranks #999999 out of 8 companies in the Banks industry.
Is Erste Bank Polska's Net Cash per Share too high?
Erste Bank Polska's current Net Cash per Share is zł-2,644.86. Based on the distribution chart, Erste Bank Polska ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erste Bank Polska has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Net Cash per Share compare to competitors?
According to the Banks industry distribution chart, Erste Bank Polska ranks #999999 out of 8 companies for Net Cash per Share. This places Erste Bank Polska in the lower half of its industry. The industry median Net Cash per Share is 3.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 3.25, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median Net Cash per Share is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current Net Cash per Share is zł-2,644.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (LTS:0DVR) is currently considered Modestly Overvalued. The stock's GF Value™ is zł322.63, compared to a current price of zł395.55 — trading 22.6% above its estimated fair value. The current Net Cash per Share is zł-2,644.86. Erste Bank Polska's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current Net Cash per Share is zł-2,644.86 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 22.6% above its estimated GF Value™ of zł322.63.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for LTS:0DVR:
Net Cash per Share: zł-2,644.86
GF Value™: zł322.63 vs. price of zł395.55 (22.6% above fair value)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
78GF Score
Get the complete analysis for LTS:0DVR
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