Erste Bank Polska (LTS:0DVR) ROE % Adjusted to Book Value: 10.23% (As of Mar. 2026)


LTS:0DVR Erste Bank Polska SA LTS:0DVR
78 GF Score
Price zł395.55
GF Value zł316.76
! 9 Warning Signs
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What is Erste Bank Polska ROE % Adjusted to Book Value?

Erste Bank Polska LTS:0DVR 78 ROE % Adjusted to Book Value is 10.23% as of Mar. 2026. GuruFocus rates LTS:0DVR with a GF Score™ of 78/100 and a GF Value™ of zł316.76. The stock has 9 warning signs investors should review.

Erste Bank Polska's ROE % for the quarter that ended in Mar. 2026 was 11.56%. Erste Bank Polska's PB Ratio for the quarter that ended in Mar. 2026 was 1.13. Erste Bank Polska's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.23%.

Erste Bank Polska ROE % Adjusted to Book Value Related Terms

Erste Bank Polska ROE % Adjusted to Book Value Historical Data

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The historical data trend for Erste Bank Polska's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Bank Polska ROE % Adjusted to Book Value Chart

Erste Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.68 7.05 13.02 13.08 16.73

Erste Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.67 9.60 19.36 18.77 10.23

LTS:0DVR vs PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Erste Bank Polska's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erste Bank Polska ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Erste Bank Polska's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Erste Bank Polska's ROE % Adjusted to Book Value falls into.


LTS:0DVR
78GF Score
Erste Bank Polska SA LTS:0DVR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Bank Polska ROE % Adjusted to Book Value Calculation

Erste Bank Polska's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.07% / 1.14
=16.73%

Erste Bank Polska's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.56% / 1.13
=10.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.23% mean?
Erste Bank Polska (LTS:0DVR) has a ROE % Adjusted to Book Value of 10.23% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Erste Bank Polska and its competitors.
Is Erste Bank Polska's ROE % Adjusted to Book Value too high?
Erste Bank Polska's current ROE % Adjusted to Book Value is 10.23%. Overall, Erste Bank Polska has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's ROE % Adjusted to Book Value compare to PNC?
Erste Bank Polska's ROE % Adjusted to Book Value of 10.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Erste Bank Polska and its competitors. Erste Bank Polska's current ROE % Adjusted to Book Value is 10.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Erste Bank Polska (LTS:0DVR) has a current ROE % Adjusted to Book Value of 10.23%. The stock's GF Value™ is zł316.76, compared to a current price of zł395.55 — trading 24.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.23%. Erste Bank Polska's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current ROE % Adjusted to Book Value is 10.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of zł395.55 is trading 24.9% above its estimated GF Value™ of zł316.76.

Key valuation signals for LTS:0DVR:

  • ROE % Adjusted to Book Value: 10.23%
  • GF Value™: zł316.76 vs. price of zł395.55 (24.9% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
78GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł395.55
Price
zł316.76
GF Value